Rowan County property record for 6277 Cranston Rd, Morehead, KY 40351
| Property Type | Rural Home |
|---|---|
| Details | 2,560 sqft · built 2008 |
| Lot Size | 72.7 acres (3,166,812 sqft) |
| Owner | Trust Name on File |
| Last Sale | $229,000 (Jan 2012) |
| Tax Bill | $1,638 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Mar 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 076-00 00 031.04 |
| Primary APN | 076-00 00 031.04 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,560 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,166,812 sqft (72.7 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1821 |
|---|---|
| Street Address | 6277 CRANSTON RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-7066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HSE GARAGE & 72.71 AC TOTAL (COMBINED WITH MAP 076-00 00 031.11) |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 950100 |
6277 Cranston Rd, a rural home, is owner-occupied and held in a trust since June 2021.
Source: Rowan County records, as of November 18, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 6277 CRANSTON RD, MOREHEAD, KY 40351-7066 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Mar 1, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jun 8, 2021 | Intrafamily Transfer, Transfer |
| Dec 3, 2020 | Intrafamily Transfer, Transfer |
| Sep 21, 2020 | Intrafamily Transfer, Transfer |
| Sep 21, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2012 · Amount on File |
| Deed Sale | Jan 12, 2012 · Amount on File |
| Deed Document Number | 2012375695 |
| Deed Book / Page | 242 / 113 |
| Last Transfer Date | Jun 4, 2021 |
| Transfer Doc | 000D280/71 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 6277 CRANSTON RD, MOREHEAD, KY 40351-7066 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2023 |
| Title Company | AMC SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 00A417/403 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | A417/403 |
| Instrument | 2004655 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 6277 CRANSTON RD, MOREHEAD, KY 40351-7066 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2023 |
| Title Company | AMC SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 00A431/182 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | A431/182 |
| Instrument | 2008430 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jun 8, 2021 |
| Property Address | 6277 CRANSTON RD, MOREHEAD, KY 40351-7066 |
| Document Number | 000D280/71 |
| Book / Page | D280 / 71 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 2010079 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 6277 CRANSTON RD, MOREHEAD, KY 40351-7066 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Dec 3, 2020 |
| Property Address | 6277 CRANSTON RD, MOREHEAD, KY 40351-7066 |
| Document Number | 00D277/756 |
| Book / Page | D277 / 756 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 2007441 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6277 CRANSTON RD, MOREHEAD, KY 40351-7066 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Sep 21, 2020 |
| Property Address | 6277 CRANSTON RD, MOREHEAD, KY 40351-7066 |
| Document Number | 00D726/829 |
| Book / Page | D726 / 829 |
| Instrument Date | Aug 12, 2020 |
| Instrument | 2006554 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 6277 CRANSTON RD, MOREHEAD, KY 40351-7066 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Sep 21, 2020 |
| Property Address | 6277 CRANSTON RD, MOREHEAD, KY 40351-7066 |
| Document Number | 00D726/827 |
| Book / Page | D726 / 827 |
| Instrument Date | Aug 12, 2020 |
| Instrument | 2006553 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 6277 CRANSTON RD, MOREHEAD, KY 40351-7066 |
The 2025 property tax bill for 6277 Cranston Rd was $1,638 with a homeowner's exemption.
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,638.00 Homeowner's exemption | $244,755 Land $244,755 | $337,100 Land $116,500 Building $220,600 |
| 2023 | $1,882.00 Homeowner's exemption | $267,155 Land $244,655 Building $22,500 | $359,500 Land $116,500 Building $243,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6277 Cranston Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 10 (2001–2017) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Jun 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6277 Cranston Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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