6556 Cottingham Ln, Henderson, KY 42420 Property Records

Henderson County property record for 6556 Cottingham Ln, Henderson, KY 42420

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,008 sqft · built 1986
Lot Size0.363 acres (15,840 sqft)
OwnerIndividual Name on File
Last Sale$94,500 (Feb 2023)
Tax Bill$1,103 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42A-34

Property Details

APN / Parcel Number

Primary APN42A-34
Alternative APNs
  • 51723
  • 932

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Finished Area

Exterior

Year BuiltBuilt 1986
Construction TypeWood
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,840 sqft (0.363 acres)
Lot Dimensions132 ft deep x 120 ft wide
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area64 sqft
Deck Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number51723
Street Address6556 COTTINGHAM LN
CityHENDERSON
StateKY
Zip42420-9648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL
Legal DescriptionSINGLE FAMILY
JurisdictionHENDERSON KY
Township / Civil DivisionCORYDON
Census Block Group2
Census Block2026
Census Tract20901

Owner

6556 Cottingham Ln is owned and occupied by an individual who bought it in February 2023.

Source: Henderson County records, as of November 24, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address6556 COTTINGHAM LN, HENDERSON, KY 42420-9648
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2023 · Amount on File
Deed SaleFeb 17, 2023 · Amount on File
Deed Document Number2023001512
Deed Book / PageRE665 / 423
Record UpdatedJun 8, 2026

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionHENDERSON KY
Recording DateFeb 17, 2023
Property Address6556 COTTINGHAM LN, HENDERSON, KY 42420-9648
Document Number0RE665/423
Book / PageRE665 / 423
Instrument DateFeb 15, 2023
Instrument2023001512
Transaction TypeTransfer
Record UpdatedNov 25, 2025
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$94.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6519 COTTINGHAM LN, HENDERSON, KY 42420-9648

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address6556 COTTINGHAM LN, HENDERSON, KY 42420-9648

Mortgage

Document Number2023001513
DateFeb 17, 2023
Instrument2023001513
Lender
NameKIND LENDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 6556 Cottingham Ln was $1,103.

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,103.00$94,500$94,500
2023$1,111.00$94,500$94,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6556 Cottingham Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6556 Cottingham Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON COUNTY WATER DISTRICT
serves 17,447 people · EPA ID KY0510189
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Watch TV.

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