6590 Bay Tree Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6590 Bay Tree Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1995
Square Footage	1,916 sqft Heated Area
Lot Size	23,958 sqft (0.55 acres)
Occupancy	Owner Occupied
Last Sale	$499,000 (2021)
Tax Bill	$6,414.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`97522`
Alternative APN	`132631260100010140`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	1,916 sqft Heated Area
Gross Area	2,901 sqft Gross Area
1st Floor	1,916 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1995
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	23,958 sqft (0.55 acres)
Depth X Width	191 ft x 125 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Mixed Garage
Garage Area	252 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Pool Area	25 sqft Pool
Fence	Fence
Deck Area	695 sqft Deck
Porch	1 Porch
Porch Area	445 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	97522
Street Address	6590 BAY TREE CT
City	SAINT CLOUD
State	FL
Zip	34771-8381
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BAY TREE COVE PB 4 PG 74 LOT 14
Legal Range	31E
Legal Township	26S
Legal Section	13
Legal Subdivision	BAY TREE COVE
Legal Tract	2601
Legal Block	1
Legal Lot Number	14
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1007
Census Tract	43801

Owner

Source: Osceola County records · APN 97522

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6590 BAY TREE CT, SAINT CLOUD, FL 34771-8381
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 2021 · Amount on Record
Deed Sale	Oct 11, 2021 · Amount on Record
Prior Sale	Sep 15, 2020 · Amount on Record
Deed Doc Number	2021157512
Deed Book / Page	6062 / 1216
Record Refreshed	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 11, 2021
Property Address	6590 BAY TREE CT, SAINT CLOUD, FL 34771-8381
Document Number	0060621216
Book / Page	6062 / 1216
Map Reference	MB 4 PG 74
Instrument Date	Oct 07, 2021
Instrument	2021157512
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,493.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6590 BAY TREE CT, 6590, SAINT CLOUD, FL 34771-8381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6590 BAY TREE CT, SAINT CLOUD, FL 34771-8381

Mortgage

Document Number	60621218
Date	Oct 11, 2021
Instrument	6062/1218

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,414.00 (+22.29%)	$425,200 (+26.62%) Land $95,000 Building $330,200	$425,200 (+26.62%) Land $95,000 Building $330,200
2023	$5,245.00 (+10.56%)	$335,800 (+12.61%) Land $62,500 Building $273,300	$335,800 (+12.61%) Land $62,500 Building $273,300
2022	$4,744.00	$298,200 Land $62,500 Building $235,700	$298,200 Land $62,500 Building $235,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	High above 76% of the US · above 62% of Florida
Wildfire Likelihood	About 1 in 209 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.