6575 Bay Tree Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6575 Bay Tree Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1987
Square Footage1,642 sqft Heated Area
Lot Size24,002 sqft (0.551 acres)
OccupancyOwner Occupied
Last Sale$113,900 (2011)
Tax Bill$2,121.00 (2025)

Property Details

APN / Parcel Number

Primary APN97511
Alternative APN
  • 132631260100010050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,642 sqft Heated Area
Gross Area2,402 sqft Gross Area
1st Floor1,642 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1987
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area24,002 sqft (0.551 acres)
Depth X Width180 ft x 120 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area440 sqft Garage
PorchOpen Porch
Porch Area320 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number97511
Street Address6575 BAY TREE CT
CitySAINT CLOUD
StateFL
Zip34771-8300
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBAY TREE COVE PB 4 PG 74 LOT 5
Legal Range31E
Legal Township26S
Legal Section13
Legal SubdivisionBAY TREE COVE
Legal Tract2601
Legal Block1
Legal Lot Number5
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup1
Census Block1007
Census Tract43801

Owner

Source: Osceola County records · APN 97511

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6575 BAY TREE CT, SAINT CLOUD, FL 34771-8300
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jan 06, 2017Deed of Trust, Mortgage · Line of Credit
SUNTRUST BANK
Jan 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 22, 2011 · Amount on Record
Deed SaleNov 22, 2011 · Amount on Record
Prior SaleAug 10, 2000 · Amount on Record
Deed Doc Number2011162866
Deed Book / Page4201 / 2552
Record RefreshedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6575 BAY TREE CT, SAINT CLOUD, FL 34771-8300
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6575 BAY TREE CT, SAINT CLOUD, FL 34771-8300

Mortgage

Document Number0062651991
DateAug 09, 2022
Book Page6265/1991
Instrument2022121599
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJul 26, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6575 BAY TREE CT, SAINT CLOUD, FL 34771-8300
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050812932
DateJan 06, 2017
Book Page5081/2932
Instrument2017003170
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6575 BAY TREE CT, SAINT CLOUD, FL 34771-8300
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0058680713
DateJan 11, 2021
Book Page5868/713
Instrument2021003926
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,121.00 (+9.39%) Homeowner's exemption$142,532 (+5.99%)$307,600 (+28.17%) Land $85,000 Building $222,600
2023$1,939.00 (+5.38%) Homeowner's exemption$134,482 (+3%)$240,000 (+12.83%) Land $55,000 Building $185,000
2022$1,840.00 Homeowner's exemption$130,566$212,700 Land $55,000 Building $157,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire LikelihoodAbout 1 in 200 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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