648 Watson Rd, Jackson, TN 38305 Property Records

Madison County property record for 648 Watson Rd, Jackson, TN 38305

Property Summary

Property Type	Rural Home
Details	3 ba · 2,010 sqft · built 2018
Lot Size	18 acres (784,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$74,000 (Aug 2017)
Tax Bill	$1,334 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057035 04303`

Property Details

APN / Parcel Number

Primary APN	`057035 04303`
Alternative APN	`035 04303`

Interior

Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,010 sqft Living Area
1st Floor Area	2,010 sqft

Exterior

Year Built	Built 2018
Exterior Material	Brick
Lot Area	784,080 sqft (18 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	272 sqft
Shed	1 Shed
Shed Area	2,000 sqft
Utility Building	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	648 WATSON RD
City	JACKSON
State	TN
Zip	38305-9341
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DIST:06 MAP REF:035
Jurisdiction	MADISON TN
Township / Civil Division	10
Census Block Group	3
Census Block	3012
Census Tract	1501

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	161 SPRING CREEK LAW RD, JACKSON, TN 38305-9258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 4, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2017 · Amount on Record
Deed Sale	Aug 24, 2017 · Amount on Record
Deed Document Number	0007411346
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	648 WATSON RD, JACKSON, TN 38305-9341
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T2244/678
Date	Mar 4, 2024
Book Page	T2244/678
Instrument	24002041

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 27, 2039

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	648 WATSON RD, JACKSON, TN 38305-9341
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T2078/469
Date	Sep 4, 2018
Book Page	T2078/469
Instrument	18010221

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,334.00 (+5.12%) Additional exemption filed	$71,225 (-) Land $9,175 Building $62,050
2023		$71,225 Land $9,175 Building $62,050
2022	$1,269.00		$341,800 Land $93,600 Building $248,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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