Schenectady County and Schenectady City property record for 659 Sunset St, Schenectady, NY 12303
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,854 sqft · built 1920 |
| Lot Size | 0.075 acres (3,300 sqft) |
| Owner | Company Name on Record |
| Last Sale | $86,000 (Dec 2020) |
| Tax Bill | $4,714 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.46-2-3 |
| Primary APN | 421500 49.46-2-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,854 sqft Total Area |
| 1st Floor Area | 927 sqft |
| 2nd Floor Area | 927 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,300 sqft (0.075 acres) |
| Lot Dimensions | 100 ft deep x 33 ft wide |
| Porch | Porch |
| Porch Area | 370 sqft |
| Canopy | 70 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 659 SUNSET ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1651 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | MCGEE MAP 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 21400 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 51 FOREST RD, 316, MONROE, NY 10950-2905 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 25, 2022 | Bargain and Sale Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Oct 19, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 7, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2020 · Amount on Record |
| Deed Sale | Dec 7, 2020 · Amount on Record |
| Prior Sale | Nov 5, 2003 · Amount on Record |
| Deed Document Number | 202038556 |
| Deed Book / Page | 2047 / 317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 659 SUNSET ST, SCHENECTADY, NY 12303-1651 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4 MEZABISH PL 211, 211, MONROE, NY 10950-5418 |
| Document Number | 0000062064 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 5159/189 |
| Instrument | 202162064 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 25, 2022 |
| Property Address | 659 SUNSET ST, SCHENECTADY, NY 12303-1651 |
| Document Number | 0000004037 |
| Book / Page | 2077 / 143 |
| Map Reference | CAB A |
| Instrument Date | Jan 5, 2022 |
| Instrument | 202204037 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 MEZABISH PL UNIT 211, 211, MONROE, NY 10950-5418 |
| Name | Verified Name |
|---|---|
| Address | 4 MEZABISH PL UNIT 211, 211, MONROE, NY 10950-5418 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 19, 2021 |
| Property Address | 659 SUNSET ST, SCHENECTADY, NY 12303-1651 |
| Document Number | 0000052060 |
| Book / Page | 2069 / 667 |
| Map Reference | CAB A-130 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 202152060 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 MEZABISH PL UNIT 211, 211, MONROE, NY 10950-5418 |
| Name | Verified Name |
|---|---|
| Address | 4 MEZABISH PL UNIT 211, 211, MONROE, NY 10950-5418 |
| Document Number | 0000052064 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 5159/189 |
| Instrument | 202152064 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 7, 2020 |
| Property Address | 659 SUNSET ST, SCHENECTADY, NY 12303-1651 |
| Document Number | 0000038556 |
| Book / Page | 002047 / 000317 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 38556 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $344.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4 MEZABISH PL #211 MONROE NY 109505418, 211, MONROE, NY 10950-5418 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,714.00 (+4.11%) | ||
| 2025 | $4,528.00 (+9.37%) | $67,500 (-) Land $10,100 Building $57,400 | $111,773 (+30.82%) Land $16,725 Building $95,048 |
| 2023 | $67,500 (-) Land $10,100 Building $57,400 | $85,443 (+3.8%) Land $12,785 Building $72,658 | |
| 2022 | $67,500 Land $10,100 Building $57,400 | $82,317 Land $12,317 Building $70,000 | |
| 2021 | $4,140.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures