655 Sunset St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 655 Sunset St, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms2 Baths
Architecture StyleTraditional
Year BuiltBuilt 1920
Square Footage1,788 sqft Total Area
Lot Size3,300 sqft (0.076 acres)
Last Sale$93,500 (2022)
Tax Bill$4,790.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 49.46-2-2
Alternative APN
  • 150004904600020020000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Building Area1,788 sqft Total Area
1st Floor Area894 sqft 1st Floor
2nd Floor Area894 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,300 sqft (0.076 acres)
Lot Dimensions100 ft deep x 33 ft wide
PorchSlab
Porch Area324 sqft Porch
Canopy40 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address655 SUNSET ST
CitySCHENECTADY
StateNY
Zip12303-1651
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description2 WOOD
Legal SubdivisionMADE FOR A VEDDER MAGEE
Legal Block2
Legal Lot Number2.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4002
Census Tract21400

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.46-2-2

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1621 PROSPECT PL, 3A, BROOKLYN, NY 11233-4456
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2022Warranty Deed, Transfer · FHA Mortgage
PREMIUM MORTGAGE CORP
Feb 01, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 11, 2022 · Amount on Record
Deed SaleFeb 11, 2022 · Amount on Record
Prior SaleFeb 01, 2017 · Amount on Record
Deed Document Number20227671
Deed Book / Page2078 / 678
Record UpdatedJun 08, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 11, 2022
Property Address655 SUNSET ST, SCHENECTADY, NY 12303-1651
Document Number0000007671
Book / Page2078 / 678
Instrument DateFeb 09, 2022
Instrument202207671
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$374.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address150 SAND CREEK RD, ALBANY, NY 12205-1816

Transferred To (Grantee/Buyer)

NameVerified Name
Address1621 PROSPECT PL APT 3A, 3A, BROOKLYN, NY 11233-4456

Mortgage

Document Number0000007672
DateFeb 11, 2022
Book Page5200/642
Instrument202207672
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
AddressROCHESTER, NY 14618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 01, 2017
Property Address655 SUNSET ST, SCHENECTADY, NY 12303-1651
Document Number0000005169
Book / Page001955 / 000803
Instrument DateJan 26, 2017
Instrument5169
Transaction TypeTransfer
Record UpdatedFeb 13, 2017

Transaction

AmountAmount Recorded
Tax$90.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address150 SAND CREEK RD ALBANY NY 122051816, ALBANY, NY 12205-1816

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,790.00 (+48.76%)$73,900 (-) Land $9,800 Building $64,100$122,371 (+30.82%) Land $16,228 Building $106,143
2023$73,900 (+64.96%) Land $9,800 Building $64,100$93,544 (+71.22%) Land $12,405 Building $81,139
2022$44,800 Land $9,800 Building $35,000$54,634 Land $11,951 Building $42,683
2021$3,220.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Sunset St

Nearby Streets

Search Property Records by Address or Parcel Number