659 Smith St, Franklin Square, NY 11010 Property Records

Nassau County and Hempstead Town property record for 659 Smith St, Franklin Square, NY 11010

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,007 sqft · built 1951
Lot Size0.138 acres (6,030 sqft)
Owner2 Individual Names on Record
Last Sale$420,000 (Oct 2005)
Tax Bill$11,520 (2025)
Deeds & MortgagesFeb 2017 Loan Modification
Jan 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN35-575-00-0008

Property Details

APN / Parcel Number

Primary APN35-575-00-0008
Alternative APNs
  • 2089-35-575-00-0008-0
  • 35575000008000000000
  • 282089 35.-575-8
  • 35575 00080

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,007 sqft Living Area
1st Floor Area975 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialOther
Lot Area6,030 sqft (0.138 acres)
Lot Dimensions90 ft deep x 67 ft wide
View / LotCommercial/Industrial
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space
Deck Area266 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number35575 00080
Street Address659 SMITH ST
CityFRANKLIN SQUARE
StateNY
Zip11010-3232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 013
Legal SubdivisionMORTON ESTS SEC #1
Legal Block575
Legal Lot Number8
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group1
Census Block1000
Census Tract405700

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address659 SMITH ST, FRANKLIN SQUARE, NY 11010-3232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2017Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK
Jan 9, 2017Loan Modification, Mortgage · Conventional with PMI
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2005 · Amount on Record
Deed SaleOct 18, 2005 · Amount on Record
Deed Book / Page12025 / 217
Record UpdatedSep 20, 2026

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNASSAU NY
Property Address659 SMITH ST, FRANKLIN SQUARE, NY 11010-3232
Document Number0419780314
Instrument DateFeb 1, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address659 SMITH ST FRANKLIN SQUARE NY 110103232, FRANKLIN SQUARE, NY 11010-3232

Mortgage

Document Number0419780314
DateMar 11, 2017
Book Page041978/000314
Instrument25351
Lender
NameWELLS FARGO BK
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term336 Months
DueMar 10, 2045
Interest
Rate TypeAdjustable Rate
Rate5.8%

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNASSAU NY
Property Address659 SMITH ST, FRANKLIN SQUARE, NY 11010-3232
Document Number0419890433
Instrument DateJan 9, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address659 SMITH ST FRANKLIN SQUARE NY 110103232, FRANKLIN SQUARE, NY 11010-3232

Mortgage

Document Number0419890433
DateMar 17, 2017
Book Page041989/000433
Instrument27417
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term480 Months
DueMar 16, 2057
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
Elementary School DistrictValley Stream Union Free School District 13 (PK - 06)
Secondary School DistrictValley Stream Central High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$487 (-) Land $207 Building $280$487,000 (-)
2025$11,520.00 (+11.39%)
2023$10,342.00 Homeowner's exemption$487 Land $207 Building $280$487,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST HEMPSTEAD WD
serves 32,031 people · EPA ID NY2902857
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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