Nassau County and Hempstead Town property record for 649 Smith St, Franklin Square, NY 11010
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,087 sqft · built 1951 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Oct 2002) |
| Tax Bill | $11,266 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-575-00-0009 |
| Primary APN | 35-575-00-0009 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,087 sqft Living Area |
| 1st Floor Area | 975 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 35575 00090 |
|---|---|
| Street Address | 649 SMITH ST |
| City | FRANKLIN SQUARE |
| State | NY |
| Zip | 11010-3232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 013 |
| Legal Subdivision | MAP OF MORTON ESTATES SECTION NO 1 |
| Legal Block | 575 |
| Legal Lot Number | 9 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 405700 |
Source: Nassau County and Hempstead Town records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 649 SMITH ST, FRANKLIN SQUARE, NY 11010-3232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jun 5, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI QUICKEN LNS |
| Nov 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 6, 2018 | Loan Modification, Consolidation and Extension, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2002 · Amount on Record |
| Deed Sale | Oct 16, 2002 · Amount on Record |
| Deed Book / Page | 11540 / 97 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jul 31, 2026 |
| Property Address | 649 SMITH ST, FRANKLIN SQUARE, NY 11010-3232 |
| Document Number | 0000051372 |
| Book / Page | 48581 / 682 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202651372 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 649 SMITH ST, FRANKLIN SQUARE, NY 11010-3232 |
| Document Number | 0000051372, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 48581/682 |
| Instrument | 202651372 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 649 SMITH ST, FRANKLIN SQUARE, NY 11010-3232 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 649 SMITH ST, FRANKLIN SQUARE, NY 11010-3232 |
| Document Number | M467090516 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | M46709/516 |
| Instrument | 2022-69121 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 649 SMITH ST, FRANKLIN SQUARE, NY 11010-3232 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 649 SMITH ST, FRANKLIN SQUARE, NY 11010-3232 |
| Document Number | M467090539 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | M46709/539 |
| Instrument | 2022-69122 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 649 SMITH ST, FRANKLIN SQUARE, NY 11010-3232 |
| Document Number | 0445630624 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 649 SMITH ST FRANKLIN SQUARE NY 110103232, FRANKLIN SQUARE, NY 11010-3232 |
| Document Number | 0445630624 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 044563/000624 |
| Instrument | 87229 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 20, 2035 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 649 SMITH ST, FRANKLIN SQUARE, NY 11010-3232 |
| Document Number | 0445630647 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 649 SMITH ST FRANKLIN SQUARE NY 110103232, FRANKLIN SQUARE, NY 11010-3232 |
| Document Number | 0445630647 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 044563/000647 |
| Instrument | 87230 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 20, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 649 SMITH ST, FRANKLIN SQUARE, NY 11010-3232 |
| Document Number | 0439020979 |
| Instrument Date | Nov 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 649 SMITH ST FRANKLIN SQUARE NY 110103232, FRANKLIN SQUARE, NY 11010-3232 |
| Document Number | 0439020979 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 043902/000979 |
| Instrument | 115160 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 26, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 649 SMITH ST, FRANKLIN SQUARE, NY 11010-3232 |
| Document Number | 0426640403 |
| Instrument Date | Jan 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 649 SMITH ST FRANKLIN SQUARE NY 110103232, FRANKLIN SQUARE, NY 11010-3232 |
| Document Number | 0426640403 |
|---|---|
| Date | Feb 6, 2018 |
| Book Page | 042664/000403 |
| Instrument | 11884 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 5, 2033 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Feb 6, 2018 |
| Property Address | 649 SMITH ST, FRANKLIN SQUARE, NY 11010-3232 |
| Document Number | 0426640425 |
| Book / Page | 042664 / 000425 |
| Instrument Date | Jan 27, 2018 |
| Instrument | 11885 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 649 SMITH ST FRANKLIN SQUARE NY 110103232, FRANKLIN SQUARE, NY 11010-3232 |
| Document Number | 426640425 |
|---|---|
| Date | Feb 6, 2018 |
| Book Page | 042664/000425 |
| Instrument | 11885 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 5, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Elementary School District | Valley Stream Union Free School District 13 (PK - 06) |
| Secondary School District | Valley Stream Central High School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $452 (-3.83%) Land $209 Building $243 | $452,000 (-3.83%) | |
| 2025 | $11,266.00 (-2.38%) | ||
| 2023 | $11,541.00 Additional exemption filed | $470 Land $217 Building $253 | $470,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST HEMPSTEAD WD serves 32,031 people · EPA ID NY2902857 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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