659 SE Pin Oak Ter, Stuart, FL 34997 Property Records

Martin County property record for 659 SE Pin Oak Ter, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,912 sqft · built 1990
Lot Size	0.333 acres (14,505 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Aug 2026)
Tax Bill	$8,814 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-38-41-461-000-0048.0-9-0000`

Property Details

APN / Parcel Number

Primary APN	`55-38-41-461-000-0048.0-9-0000`
Alternative APNs	`55-38-41-461-000-00480-9` `45235`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,912 sqft Living Area
Gross Area	2,406 sqft
1st Floor Area	1,912 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,505 sqft (0.333 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45235
Street Address	659 SE PIN OAK TER
City	STUART
State	FL
Zip	34997-6355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	SOUTHWOOD LOT 48
Legal Range	41E
Legal Township	38S
Legal Section	55
Legal Subdivision	SOUTHWOOD
Legal Block	1
Legal Lot Number	48
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1002
Census Tract	1106

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	659 SE PIN OAK TER, STUART, FL 34997-6355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Warranty Deed, Transfer · FHA Mortgage FINANCIAL CORPORATION
Apr 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage A&D MORTGAGE LLC
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Nov 23, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 15, 2019	Loan Modification, Mortgage · FHA Mortgage AURORA FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2026 · Amount on Record
Deed Sale	Aug 13, 2026 · Amount on Record
Prior Sale	Apr 18, 2024 · Amount on Record
Deed Document Number	20263200210
Deed Book / Page	3584 / 1523
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 13, 2026
Property Address	659 SE PIN OAK TER, STUART, FL 34997-6355
Document Number	0003200210
Book / Page	3584 / 1523
Instrument Date	Aug 10, 2026
Instrument	20263200210
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003200211,
Date	Aug 13, 2026
Book Page	3584/1525
Instrument	20263200211

Lender

Name	FINANCIAL CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	659 SE PIN OAK TER, STUART, FL 34997-6355
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 SE MEADOW WOOD WAY, STUART, FL 34997-6362

Mortgage

Document Number	0034312606
Date	Apr 18, 2024
Book Page	3431/2606
Instrument	3068042

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company
Address	1040 S FEDERAL HWY, HOLLYWOOD, FL 33020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	659 SE PIN OAK TER, STUART, FL 34997-6355
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 SE PIN OAK TER, STUART, FL 34997-6355

Mortgage

Document Number	0032751548
Date	Nov 30, 2021
Book Page	3275/1548
Instrument	2928882

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	659 SE PIN OAK TER, STUART, FL 34997-6355
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 SE PIN OAK TER, STUART, FL 34997-6355

Mortgage

Document Number	0031750349
Date	Nov 23, 2020
Book Page	3175/349
Instrument	2851415

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Sep 1, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Property Address	659 SE PIN OAK TER, STUART, FL 34997-6355
Document Number	0030871175
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	659 SE PIN OAK TER STUART FL 349976355, STUART, FL 34997-6355

Mortgage

Document Number	0030871175
Date	Oct 8, 2019
Book Page	003087/001175
Instrument	2778745

Lender

Name	AURORA FIN'L
Type	Funding / Finance Company
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,814.00 (+33.59%)	$528,860 (+62.8%) Land $230,000 Building $298,860	$528,860 (+4.77%) Land $230,000 Building $298,860
2024	$6,598.00 (+27.84%)
2023	$5,161.00 (+3.63%) Additional exemption filed	$324,859 (+3%)	$504,770 (+26.01%) Land $225,000 Building $279,770
2022	$4,980.00 Homeowner's exemption	$315,398	$400,590 Land $202,000 Building $198,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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