696 SE Pin Oak Ter, Stuart, FL 34997 Property Records

Martin County property record for 696 SE Pin Oak Ter, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,695 sqft · built 2001
Lot Size	0.281 acres (12,240 sqft)
Owner	Individual Name on Record
Last Sale	$352,500 (May 2020)
Tax Bill	$4,342 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`55-38-41-461-000-0041.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`55-38-41-461-000-0041.0-4-0000`
Alternative APNs	`55-38-41-461-000-00410-4` `45228`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,695 sqft Living Area
Gross Area	2,287 sqft
1st Floor Area	1,695 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,240 sqft (0.281 acres)
Garage Type	Attached
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Concrete Masonry Porch
Porch Area	158 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45228
Street Address	696 SE PIN OAK TER
City	STUART
State	FL
Zip	34997-6355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	SOUTHWOOD LOT 41
Legal Range	41E
Legal Township	38S
Legal Section	55
Legal Subdivision	SOUTHWOOD
Legal Block	1
Legal Lot Number	41
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1002
Census Tract	1106

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	696 SE PIN OAK TER, STUART, FL 34997-6355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 7, 2020	Warranty Deed, Transfer FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TITLE & GNTE AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2020 · Amount on Record
Deed Sale	May 7, 2020 · Amount on Record
Prior Sale	Mar 5, 2012
Deed Document Number	20202813392
Deed Book / Page	3127 / 2919
Prior Transfer Date	Aug 31, 2007
Prior Transfer Doc	0022762502
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	696 SE PIN OAK TER, STUART, FL 34997-6355
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030201046
Date	Oct 8, 2018
Book Page	03020/1046
Instrument	2719439

Lender

Name	PNC BANK NA
Type	Bank
Address	PALM CITY, FL 34990

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Sep 18, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 7, 2020
Property Address	696 SE PIN OAK TER, STUART, FL 34997-6355
Document Number	0031272919
Book / Page	003127 / 002919
Instrument Date	May 6, 2020
Instrument	2813392
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TITLE & GNTE AGCY

Transaction

Amount	Amount Recorded
Tax	$2,468.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	696 SE PIN OAK TER STUART FL 349976355, STUART, FL 34997-6355

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,342.00 (-0.57%) Homeowner's exemption	$287,905 (+5.99%)	$518,530 (+7.26%) Land $230,000 Building $288,530
2024	$4,367.00 (+2.22%)
2023	$4,272.00 (+3.71%) Additional exemption filed	$271,643 (+3%)	$483,440 (+28.39%) Land $225,000 Building $258,440
2022	$4,119.00 Homeowner's exemption	$263,732	$376,550 Land $202,000 Building $174,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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