659 N 500 E, American Fork, UT 84003 Property Records

Utah County property record for 659 N 500 E, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 1996
Lot Size	0.393 acres (17,119 sqft)
Owner	2 Individual Names on Record
Last Sale	$301,900 (Jan 2008)
Tax Bill	$3,027 (2025)
Deeds & Mortgages	Feb 2022 Reverse Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`51-189-0006`

Property Details

APN / Parcel Number

Primary APN	`51-189-0006`
Alternative APN	`076536`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area
Gross Area	4,236 sqft
1st Floor Area	1,590 sqft
Basement Area	1,590 sqft
Utility Area	144 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	17,119 sqft (0.393 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	396 sqft
Patio Area	384 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	076536
Street Address	659 N 500 E
City	AMERICAN FORK
State	UT
Zip	84003-1866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, PLAT A, RIVER BANK ESTATES SUBDV. AREA 0.393 AC.
Legal Subdivision	RIVER BANK ESTATES
Legal Lot Number	6
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	3
Census Block	3004
Census Tract	10700

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	659 N 500 E, AMERICAN FORK, UT 84003-1866
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Dec 29, 2020	Intrafamily Transfer, Transfer TITLEONE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2008 · Amount on Record
Deed Sale	Jan 17, 2008 · Amount on Record
Deed Document Number	20085923
Last Transfer Date	Dec 21, 2020
Transfer Doc	0000208582
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	659 N 500 E, AMERICAN FORK, UT 84003-1866
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 N 500 E, AMERICAN FORK, UT 84003-1866

Mortgage

Document Number	0000014158
Date	Feb 1, 2022
Instrument	14158:2022

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.2%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.2%

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Dec 29, 2020
Property Address	659 N 500 E, AMERICAN FORK, UT 84003-1866
Document Number	0000208582
Instrument Date	Dec 21, 2020
Instrument	208582:2020
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	659 NROTH 500 EAST, AMERICAN FORK, UT 84003

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,460 (-37.39%)	$717,200 (+13.84%) Land $362,600 Building $354,600
2025	$3,027.00	$630,000 (+94.08%) Land $268,600 Building $361,400	$630,000 (+6.74%) Land $268,600 Building $361,400
2024	$3,027.00 (+9.87%)
2023	$2,755.00 (-6.83%)	$324,610	$590,200 Land $255,800 Building $334,400
2022	$2,957.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
CentraCom DSL	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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