645 N 500 E, American Fork, UT 84003 Property Records

Utah County property record for 645 N 500 E, American Fork, UT 84003

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,100 sqft · built 1978
Lot Size0.28 acres (12,197 sqft)
Owner2 Company Names on Record
Last Sale$177,500 (Jul 2010)
Tax Bill$2,297 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Oct 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN46-133-0032

Property Details

APN / Parcel Number

Primary APN46-133-0032
Alternative APN
  • 065898

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,100 sqft Living Area
Gross Area2,112 sqft
1st Floor Area1,100 sqft
Basement Area1,012 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleA-Frame
Exterior MaterialMasonry Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area12,197 sqft (0.28 acres)
Garage TypeCarport
Garage Area500 sqft
CarportCarport
Carport Area500 sqft
Parking Spaces2 Parking Spaces
PorchOpen Slab
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number065898
Street Address645 N 500 E
CityAMERICAN FORK
StateUT
Zip84003-1866
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 32, PLAT A, MAKIN ESTATES SUB.
Legal SubdivisionMAKIN ESTATES SUB
Legal Lot Number32
JurisdictionUTAH UT
Township / Civil DivisionAMERICAN FORK-PLEASANT GROVE
Census Block Group3
Census Block3004
Census Tract10700

Owner

Source: Utah County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address645 N 500 E, AMERICAN FORK, UT 84003-1866
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2021Deed of Trust, Mortgage
FIRST COLONY MTG CORP
Oct 25, 2019Deed of Trust, Mortgage
FIRST COLONY MTG CORP
Apr 17, 2017Deed of Trust, Mortgage
FIRST COLONY MTG
Feb 13, 2017Deed of Trust, Mortgage
FIRST COLONY MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2010 · Amount on Record
Deed SaleJul 28, 2010 · Amount on Record
Deed Document Number201062615
Last Transfer DateFeb 27, 2025
Transfer Doc0000014378
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address645 N 500 E, AMERICAN FORK, UT 84003-1866
Document Number0000022615
Instrument DateFeb 1, 2021
Transaction TypeMortgage
Record UpdatedFeb 18, 2021
Title CompanyPROVO LAND TITLE COMPANY, PROVO LAND TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address645 N 500 E AMERICAN FORK UT 840031866, AMERICAN FORK, UT 84003-1866

Mortgage

Document Number0000022615
DateFeb 5, 2021
Instrument22615
Lender
NameFIRST COLONY MTG CORP
AddressOREM, UT 84057
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 4, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address645 N 500 E, AMERICAN FORK, UT 84003-1866
Document Number0000112583
Instrument DateOct 25, 2019
Transaction TypeMortgage
Record UpdatedNov 21, 2019
Title CompanyPROVO LAND TITLE COMPANY, PROVO LAND TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address645 N 500 E AMERICAN FORK UT 840031866, AMERICAN FORK, UT 84003-1866

Mortgage

Document Number0000112583
DateOct 30, 2019
Instrument112583
Lender
NameFIRST COLONY MTG CORP
AddressOREM, UT 84057
Agreement
AmountAmount Recorded
Term360 Months
DueOct 29, 2049

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address645 N 500 E, AMERICAN FORK, UT 84003-1866
Document Number0000039050
Instrument DateApr 17, 2017
Transaction TypeMortgage
Record UpdatedMay 1, 2017
Title CompanyPROVO LAND TITLE COMPANY, PROVO LAND TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address645 N 500 E AMERICAN FORK UT 840031866, AMERICAN FORK, UT 84003-1866

Mortgage

Document Number0000039050
DateApr 24, 2017
Instrument39050
Lender
NameFIRST COLONY MTG
TypeMortgage Company
AddressOREM, UT 84057
Agreement
AmountAmount Recorded
Term360 Months
DueApr 23, 2047

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address645 N 500 E, AMERICAN FORK, UT 84003-1866
Document Number0000017688
Instrument DateFeb 13, 2017
Transaction TypeMortgage
Record UpdatedFeb 28, 2017
Title CompanyPROVO LAND TITLE COMPANY, PROVO LAND TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address645 N 500 E AMERICAN FORK UT 840031866, AMERICAN FORK, UT 84003-1866

Mortgage

Document Number0000017688
DateFeb 21, 2017
Instrument17688
Lender
NameFIRST COLONY MTG
TypeMortgage Company
AddressOREM, UT 84057
Agreement
AmountAmount Recorded
Term180 Months
DueFeb 20, 2032

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateUtah
MunicipalityAmerican Fork City
CountyUtah County
Unified School DistrictAlpine School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$315,810 (-33.94%)$574,200 (+20.1%) Land $336,600 Building $237,600
2025$2,297.00$478,100 (+107.27%) Land $249,400 Building $228,700$478,100 (+14%) Land $249,400 Building $228,700
2024$2,297.00 (+17.31%)
2023$1,958.00 (-11.96%)$230,670$419,400 Land $237,500 Building $181,900
2022$2,224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMERICAN FORK CITY
serves 39,045 people · EPA ID UTAH25008
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
CentraCom
DSL · Fiber in parts of the area
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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