659 Main St, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 659 Main St, Ashland, MA 01721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,148 sqft · built 1960
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Sep 2020)
Tax Bill	$7,164 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage May 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:014/020.0-0133-0000.0`

Property Details

APN / Parcel Number

Primary APN	`M:014/020.0-0133-0000.0`
Alternative APN	`ASHL M:020.0 B:0133 L:0000.0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Basement Area	1,104 sqft
Unfinished Basement	276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1983
Architectural Style	Split Level
Exterior Material	Other
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	659 MAIN ST
City	ASHLAND
State	MA
Zip	01721-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	133
Jurisdiction	ASHLAND MA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1009
Census Tract	385201

Owner

659 Main St is owned and occupied by an individual who bought it in September 2020.

Source: Middlesex County and Ashland Town records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	659 MAIN ST, ASHLAND, MA 01721-2107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Quit Claim Deed, Transfer · Conventional with PMI CROSS CNTRY MTG
May 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 4, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Prior Sale	Sep 4, 2018
Deed Document Number	20201854796
Prior Transfer Date	Sep 26, 2020
Prior Transfer Doc	1854796
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Sep 30, 2020
Property Address	659 MAIN ST, ASHLAND, MA 01721-2107
Document Number	0001854796
Instrument Date	Sep 26, 2020
Instrument	1854796
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,961.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 MAIN ST ASHLAND MA 017212107, ASHLAND, MA 01721-2107

Mortgage

Document Number	1854797
Date	Sep 30, 2020
Instrument	1854797

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	May 6, 2020
Property Address	659 MAIN ST, ASHLAND, MA 01721-2107
Document Number	0001841591
Instrument Date	Apr 22, 2020
Instrument	1841591
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 MONTEBELLO RD JAMAICA PLAIN MA 021303063, JAMAICA PLAIN, MA 02130-3063

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Sep 4, 2018
Property Address	659 MAIN ST, ASHLAND, MA 01721-2107
Document Number	0000096496
Instrument Date	Sep 1, 2018
Instrument	96496
Transaction Type	Transfer
Record Updated	Sep 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	659 MAIN ST ASHLAND MA 017212107, ASHLAND, MA 01721-2107

Tax Assessment & Valuation

The 2025 property tax bill for 659 Main St was $7,164, up 1.5% from the year before.

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashland Town
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,164.00 (+1.53%)	$561,000 (+5.27%) Land $240,300 Building $320,700	$555,085 (+11.42%)
2024	$7,056.00 (+9.82%)	$532,900 (+14.21%) Land $240,300 Building $292,600	$498,180
2023	$6,425.00	$466,600 Land $228,900 Building $237,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 659 Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 individual policies
Nearby Flood Policies	25 units insured incl. 8 condo units
Nearby Flood Claims	3 (1978–2011)
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 659 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Main St

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