Middlesex County and Ashland Town property record for 638 Main St, Ashland, MA 01721 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,547 sqft · built 1950 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (Feb 2026) |
| Tax Bill | $7,413 (2025) |
| Deeds & Mortgages | May 2021 Refinance Feb 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:014/020.0-0039-0000.0 |
| Primary APN | M:014/020.0-0039-0000.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,547 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 164 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 638 MAIN ST |
|---|---|
| City | ASHLAND |
| State | MA |
| Zip | 01721-2132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 39 |
| Jurisdiction | ASHLAND MA |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 385204 |
Source: Middlesex County and Ashland Town records · APN M:014/020.0-0039-0000.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 638 MAIN ST, ASHLAND, MA 01721-2132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Feb 02, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage NAVY FCU |
| Apr 26, 2019 | Quit Claim Deed, Transfer · Conventional with PMI QUAD CTY BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 02, 2026 · Amount on Record |
| Deed Sale | Feb 02, 2026 · Amount on Record |
| Prior Sale | Apr 26, 2019 · Amount on Record |
| Deed Document Number | 20261993638 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND MA |
| Property Address | 638 MAIN ST, ASHLAND, MA 01721-2132 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001879822 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 1879822 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ASHLAND MA |
| Recording Date | Feb 02, 2026 |
| Property Address | 638 MAIN ST, ASHLAND, MA 01721-2132 |
| Document Number | 0001993638 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 1993638 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 638 MAIN ST, ASHLAND, MA 01721-2132 |
| Document Number | 0001993639 |
|---|---|
| Date | Feb 02, 2026 |
| Instrument | 1993639 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ASHLAND MA |
| Recording Date | Apr 26, 2019 |
| Property Address | 638 MAIN ST, ASHLAND, MA 01721-2132 |
| Document Number | 0000011844 |
| Instrument Date | Apr 08, 2019 |
| Instrument | 11844 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,097.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 638 MAIN ST ASHLAND MA 017212132, ASHLAND, MA 01721-2132 |
| Document Number | 11845 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 11845 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2049 |
Source: Middlesex County and Ashland Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ashland Town |
| Unified School District | Ashland School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,413.00 (+3.2%) | $580,500 (+7%) Land $216,500 Building $364,000 | $628,710 (+4.78%) |
| 2024 | $7,183.00 (+8.23%) | $542,500 (+12.55%) Land $216,500 Building $326,000 | $600,020 |
| 2023 | $6,637.00 | $482,000 Land $206,200 Building $275,800 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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