Montgomery County property record for 659 Lower Rd, Souderton, PA 18964
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,784 sqft · built 1973 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Company Name on Record |
| Last Sale | $515,000 (May 2021) |
| Tax Bill | $8,759 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-00-03208-00-7 |
| Primary APN | 34-00-03208-00-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,784 sqft Living Area |
| 1st Floor Area | 1,524 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 47,045 sqft |
| Lot Width | 145 ft Width |
| Garage Area | 462 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | Deck Area |
| Patio Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 659 LOWER RD |
|---|---|
| City | SOUDERTON |
| State | PA |
| Zip | 18964-2310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R130 |
| Legal Description | L 5 |
| Legal Subdivision | WILLIAM L ROSENBERGER |
| Legal Block | 27 |
| Legal Lot Number | 5 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | FRANCONIA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 207101 |
Source: Montgomery County records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 659 LOWER RD, SOUDERTON, PA 18964-2310 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Line of Credit AMERICAN HERITAGE FEDERAL CREDIT UNION |
| May 24, 2021 | Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE |
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage POLICE & FIRE FCU |
| Jan 17, 2018 | Quit Claim Deed, Mortgage · FHA Mortgage NEW AMERICAN FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2021 · Amount on Record |
| Deed Sale | May 24, 2021 · Amount on Record |
| Prior Sale | May 24, 2001 · Amount on Record |
| Deed Document Number | 202159479 |
| Deed Book / Page | 6226 / 1412 |
| Prior Transfer Date | Feb 16, 1994 |
| Prior Transfer Doc | 0000002465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | Jul 20, 2026 |
| Property Address | 659 LOWER RD, SOUDERTON, PA 18964-2310 |
| Document Number | 0000041360 |
| Book / Page | 16271 / 1161 |
| Instrument Date | Jun 27, 2026 |
| Instrument | 202641360 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | UNIVERSAL SETTLEMENT SERVICES, UNIVERSAL SETTLEMENT SERVICE |
| Name | Verified Name |
|---|---|
| Address | 659 LOWER RD, SOUDERTON, PA 18964-2310 |
| Document Number | 0000041360, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 16271/1161 |
| Instrument | 202641360 |
| Name | AMERICAN HERITAGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | May 24, 2021 |
| Property Address | 659 LOWER RD, SOUDERTON, PA 18964-2310 |
| Document Number | 00622601412 |
| Book / Page | 6226 / 01412 |
| Map Reference | DB6077 PG299 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 2021059479 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 659 LOWER RD, SOUDERTON, PA 18964-2310 |
| Document Number | 01526602049 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 15266/02049 |
| Instrument | 2021059480 |
| Name | EQUITY PRIME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 659 LOWER RD, SOUDERTON, PA 18964-2310 |
| Document Number | 0149911559 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 659 LOWER RD SOUDERTON PA 189642310, SOUDERTON, PA 18964-2310 |
| Document Number | 0149911559 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 014991/001559 |
| Instrument | 68203 |
| Name | POLICE & FIRE FCU |
|---|---|
| Address | BENSALEM, PA 19020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | Jan 17, 2018 |
| Property Address | 659 LOWER RD, SOUDERTON, PA 18964-2310 |
| Document Number | 0060770299 |
| Book / Page | 006077 / 000299 |
| Instrument Date | Dec 13, 2017 |
| Instrument | 3736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2018 |
| Title Company | VANTAGE PT TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 659 LOWER RD SOUDERTON PA 189642310, SOUDERTON, PA 18964-2310 |
| Document Number | 144700945 |
|---|---|
| Date | Jan 17, 2018 |
| Book Page | 014470/000945 |
| Instrument | 3737 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2048 |
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| County Subdivision | Franconia Township |
| Unified School District | Souderton Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,759.00 | $198,090 (-) | $198,090 (-) |
| 2025 | $8,759.00 (+10.11%) | $198,090 (-) | $198,090 (-) |
| 2024 | $7,955.00 | $198,090 (+5.32%) | |
| 2023 | $7,955.00 (+10.36%) | $188,090 Land $54,560 Building $133,530 | |
| 2022 | $7,208.00 | ||
| 1998 | $198,090 (-) | ||
| 1996 | $198,090 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PENN WATER AUTHORITY serves 91,941 people · EPA ID PA1460034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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