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643 Lower Rd, Souderton, PA 18964 Property Records

Montgomery County property record for 643 Lower Rd, Souderton, PA 18964

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,805 sqft · built 2019
Lot Size1.1 acres (48,248 sqft)
OwnerIndividual Name on Record
Last Sale$107,780 (Mar 2019)
Tax Bill$9,010 (2026)
Deeds & MortgagesJul 2020 Line of Credit
Mar 2019 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN34-00-03259-03-7

Property Details

APN / Parcel Number

Primary APN34-00-03259-03-7
Alternative APN
  • 34027 144

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,805 sqft Living Area
1st Floor Area2,805 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area48,248 sqft
Lot Width144 ft Width

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address643 LOWER RD
CitySOUDERTON
StatePA
Zip18964-2310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR130
Legal DescriptionSEE 34-00-03259-00-1 BLK 29 U 3
Legal Block27
Legal Lot Number2
JurisdictionMONTGOMERY PA
Township / Civil DivisionFRANCONIA
Census Block Group2
Census Block2014
Census Tract207101

Owner

Source: Montgomery County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address643 LOWER RD, SOUDERTON, PA 18964-2310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2020Deed of Trust, Mortgage · Line of Credit
HARLEYSVILLE BK
Mar 14, 2019Grant Deed, Subdivision Related Transfer
HARLEYSVILLE BK
Jul 25, 2018Grant Deed, Transfer · Line of Credit
HARLEYSVILLE BK
Nov 3, 2017Trustee's Deed, Transfer
ARLIN H & NANCY A FREED
Oct 26, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 1, 2017Quit Claim Deed
ATTORNEY ONLY
Mar 1, 2017Quit Claim Deed
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 14, 2019 · Amount on Record
Deed SaleMar 14, 2019 · Amount on Record
Prior SaleJul 25, 2018 · Amount on Record
Deed Document Number201915497
Deed Book / Page6128 / 2123
Prior Transfer DateFeb 21, 2017
Prior Transfer Doc0060351281
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY PA
Property Address643 LOWER RD, SOUDERTON, PA 18964-2310
Document Number0149792576
Instrument DateJul 31, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyNORTH PENN ABSTRACT COMPANY INC, NORTH PENN ABSTRACT CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2188 DETWILER RD HARLEYSVILLE PA 194382931, HARLEYSVILLE, PA 19438-2931

Mortgage

Document Number0149792576
DateAug 10, 2020
Book Page014979/002576
Instrument63578
Lender
NameHARLEYSVILLE BK
AddressHARLEYSVILLE, PA 19438
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY PA
Recording DateMar 14, 2019
Property Address643 LOWER RD, SOUDERTON, PA 18964-2310
Document Number0061282123
Book / Page006128 / 002123
Instrument DateFeb 14, 2019
Instrument15497
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 26, 2019
Title CompanyNORTH PENN ABSTRACT COMPANY INC, NORTH PENN ABSTRACT CO INC

Transaction

AmountAmount Recorded
Tax$1,077.80
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 WILLIAMSBURG WAY LANSDALE PA 194464373, LANSDALE, PA 19446-4373

Mortgage

Document Number146561173
DateMar 14, 2019
Book Page014656/001173
Instrument15498
Lender
NameHARLEYSVILLE BK
AddressHARLEYVILLE, PA 19438
Agreement
AmountAmount Recorded
Term360 Months
DueMar 13, 2049
Interest
Rate TypeAdjustable Rate
Rate4%

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY PA
Recording DateJul 25, 2018
Property Address643 LOWER RD, SOUDERTON, PA 18964-2310
Document Number0060992178
Book / Page006099 / 002178
Instrument DateJul 18, 2018
Instrument49538
Transaction TypeTransfer
Record UpdatedAug 17, 2018
Title CompanyNORTH PENN ABSTRACT COMPANY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,750.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2188 DETWILEN RD LANSDALE PA 19446, LANSDALE, PA 19446

Mortgage

Document Number145552521
DateJul 25, 2018
Book Page014555/002521
Instrument49539
Lender
NameHARLEYSVILLE BK
AddressHARLEYSVILLE, PA 19438
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionMONTGOMERY PA
Recording DateNov 3, 2017
Property Address643 LOWER RD, SOUDERTON, PA 18964-2310
Document Number0060672778
Book / Page006067 / 002778
Instrument DateOct 31, 2017
Instrument83268
Transaction TypeTransfer
Record UpdatedJan 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address640 LOWER RD SOUDERTON PA 189642326, SOUDERTON, PA 18964-2326

Mortgage

Document Number144341864
DateNov 3, 2017
Book Page014434/001864
Instrument83269
Lender
NameARLIN H & NANCY A FREED
Address640 LOWER RD # 620, SOUDERTON, PA 18964-2326
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Interest
Rate3%

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTGOMERY PA
Recording DateOct 26, 2017
Property Address643 LOWER RD, SOUDERTON, PA 18964-2310
Document Number0060662228
Book / Page006066 / 002228
Instrument DateOct 25, 2017
Instrument80906
Transaction TypeTransfer
Record UpdatedNov 27, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 LOWER RD SOUDERTON PA 189642326, SOUDERTON, PA 18964-2326

March 2017: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionMONTGOMERY PA
Recording DateMar 1, 2017
Property Address643 LOWER RD, SOUDERTON, PA 18964-2310
Document Number0060351306
Book / Page006035 / 001306
Instrument DateFeb 21, 2017
Instrument15692
Record UpdatedJun 15, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 LOWER RD SOUDERTON PA 189642326, SOUDERTON, PA 18964-2326

March 2017: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionMONTGOMERY PA
Recording DateMar 1, 2017
Property Address643 LOWER RD, SOUDERTON, PA 18964-2310
Document Number0060351281
Book / Page006035 / 001281
Instrument DateFeb 21, 2017
Instrument15690
Record UpdatedJun 27, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address640 LOWER RD SOUDERTON PA 189642326, SOUDERTON, PA 18964-2326

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyMontgomery County
County SubdivisionFranconia Township
Unified School DistrictSouderton Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,010.00$203,770 (-)$203,770 (-)
2025$9,010.00 (+10.11%)$203,770 (-)$203,770 (-)
2024$8,183.00$203,770 (-)
2023$8,183.00 (+4.8%)$203,770
2022$7,808.00
1998$203,770 (-)
1996$203,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH PENN WATER AUTHORITY
serves 91,941 people · EPA ID PA1460034
Water SourcePurchased surface water from several systems
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

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