659 Los Caminos St, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 659 Los Caminos St, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,782 sqft · built 2014
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Trust Names on File
Last Sale	$100 (Nov 2016)
Tax Bill	$4,259 (2025)
Deeds & Mortgages	Sep 2026 Sale Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`071623-0290`

Property Details

APN / Parcel Number

Primary APN	`071623-0290`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,782 sqft Living Area
Gross Area	3,418 sqft
1st Floor Area	2,782 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	742 sqft
Patio Area	601 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	659 LOS CAMINOS ST
City	SAINT AUGUSTINE
State	FL
Zip	32095-7418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	70/5-6 LAS CALINAS PARCEL 3A UNIT 2 PHASE 3A LOT 29 OR3893/1324 & 4300/432(Q/C) & 4308/472(Q/C)
Legal Range	29E
Legal Township	05S
Legal Section	32
Legal Subdivision	LAS CALINAS PARCEL 3A UNIT 2 PHASE 3A
Legal Phase	3A
Legal Block	1
Legal Lot Number	29
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3021
Census Tract	20606

Owner

659 Los Caminos St is owner-occupied and held in a trust since December 2016.

Source: St. Johns County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	659 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7418
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2016 · Amount on File
Deed Sale	Nov 1, 2016 · Amount on File
Prior Sale	Jun 19, 2014 · Amount on File
Deed Book / Page	4300 / 432
Last Transfer Date	Dec 28, 2016
Transfer Doc	0043080472
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 16, 2026
Property Address	659 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7418
Document Number	0000079197
Book / Page	6437 / 1376
Instrument Date	Sep 14, 2026
Instrument	202679197
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	659 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7418

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	659 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7418
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7418

Mortgage

Document Number	0056211155
Date	Aug 24, 2022
Book Page	5621/1155
Instrument	2022081529

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 659 Los Caminos St was $4,259, up 12.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,137 (+2.7%)	$473,026 (-3.13%) Land $95,000 Building $378,026
2025	$4,259.00 (+12.58%) Homeowner's exemption	$330,221	$488,300 Land $115,000 Building $373,300
2024	$3,783.00 (+2%)
2023	$3,709.00 (+2.91%) Homeowner's exemption	$311,567 (+3%)	$487,475 (+6.94%) Land $110,000 Building $377,475
2022	$3,604.00 Homeowner's exemption	$302,492	$455,860 Land $95,200 Building $360,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 659 Los Caminos St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 659 Los Caminos St is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, T-Mobile.

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