623 Los Caminos St, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 623 Los Caminos St, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,713 sqft · built 2014
Lot Size	0.26 acres (11,325 sqft)
Owner	Individual Name on Record
Last Sale	$553,000 (Dec 2021)
Tax Bill	$3,765 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071623-0330`

Property Details

APN / Parcel Number

Primary APN	`071623-0330`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	2,713 sqft Living Area
Gross Area	3,379 sqft
1st Floor Area	1,528 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Attached
Garage Area	526 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	521 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	623 LOS CAMINOS ST
City	SAINT AUGUSTINE
State	FL
Zip	32095-7418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	70/5-6 LAS CALINAS PARCEL 3A UNIT 2 PHASE 3A LOT 33 OR5454/1307
Legal Range	29E
Legal Township	05S
Legal Section	32
Legal Subdivision	LAS CALINAS PARCEL 3A UNIT 2 PHASE 3A
Legal Phase	3A
Legal Block	1
Legal Lot Number	33
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3021
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	623 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 28, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 6, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Prior Sale	Dec 4, 2014 · Amount on Record
Deed Document Number	2021139467
Deed Book / Page	5454 / 1307
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	623 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7418
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7418

Mortgage

Document Number	0053190955
Date	Jul 16, 2021
Book Page	5319/955
Instrument	2021078955

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 28, 2021
Property Address	623 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7418
Document Number	0054541307
Book / Page	5454 / 1307
Map Reference	MB 70 PG 5&6
Instrument Date	Dec 15, 2021
Instrument	2021139467
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,871.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	623 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7418

Mortgage

Document Number	0054541309
Date	Dec 28, 2021
Instrument	5454/1309

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	623 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7418
Document Number	0049000651
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	623 LOS CAMINOS ST ST AUGUSTINE FL 320957418, ST AUGUSTINE, FL 32095-7418

Mortgage

Document Number	0049000651
Date	Mar 11, 2020
Book Page	004900/000651
Instrument	19739

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,443 (+2.7%)	$419,523 (-5.59%) Land $95,000 Building $324,523
2025	$3,765.00 (+12.86%) Homeowner's exemption	$293,518 (+2.9%)	$444,353 (+0.31%) Land $115,000 Building $329,353
2024	$3,336.00 (-43.24%) Homeowner's exemption	$285,246 (-35.62%)	$442,960 (-0.02%) Land $110,000 Building $332,960
2023	$5,877.00 (+5.78%)	$443,061 (+6.57%)	$443,061 (+6.57%) Land $110,000 Building $333,061
2022	$5,556.00	$415,750	$415,750 Land $95,200 Building $320,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, T-Mobile.

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