San Diego County property record for 659 Larkspur Ct, San Marcos, CA 92078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,911 sqft · built 1994 |
| Lot Size | 0.144 acres (6,264 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,270,000 (Dec 2025) |
| Tax Bill | $13,506 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Aug 2023 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 221-712-36-00 |
| Primary APN | 221-712-36-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,911 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 6,264 sqft (0.144 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 659 LARKSPUR CT |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-7905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPA |
| Legal Description | LOT 56 TR 012894 |
| Legal Subdivision | SAN MARCOS ESTATES |
| Legal Tract | 012894 |
| Legal Block | 4 |
| Legal Lot Number | 56 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20044 |
659 Larkspur Ct is owned and occupied by two individuals who bought it in December 2025.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 659 LARKSPUR CT, SAN MARCOS, CA 92078-7905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2025 | Grant Deed, Transfer · Conventional Mortgage ALLIANT CU |
| Aug 30, 2023 | Intrafamily Transfer, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Sep 16, 2019 | Intrafamily Transfer, Transfer · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC |
| May 21, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on File |
| Deed Sale | Dec 10, 2025 · Amount on File |
| Prior Sale | Aug 20, 2025 · Amount on File |
| Deed Document Number | 2025348791 |
| Prior Transfer Date | Sep 30, 2005 |
| Prior Transfer Doc | 0000868796 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 10, 2025 |
| Property Address | 659 LARKSPUR CT, SAN MARCOS, CA 92078-7905 |
| Document Number | 0000348791 |
| Map Reference | MAP 12894 |
| Instrument Date | Dec 5, 2025 |
| Instrument | 2025-0348791 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF SOCAL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 659 LARKSPUR CT, SAN MARCOS, CA 92078-7905 |
| Document Number | 0000348792 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 2025-0348792 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.6% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 30, 2023 |
| Property Address | 659 LARKSPUR CT, SAN MARCOS, CA 92078-7905 |
| Document Number | 0000236242 |
| Map Reference | MAP 12894 |
| Instrument Date | Aug 10, 2023 |
| Instrument | 2023-0236242 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 659 LARKSPUR CT, SAN MARCOS, CA 92078-7905 |
| Document Number | 0000236244 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 2023-0236244 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.48% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.4% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 16, 2019 |
| Property Address | 659 LARKSPUR CT, SAN MARCOS, CA 92078-7905 |
| Document Number | 0000403575 |
| Map Reference | MAP 12894 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 2019-0403575 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 659 LARKSPUR CT, SAN MARCOS, CA 92078-7905 |
| Document Number | 0000403576 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 2019-0403576 |
| Name | LIBERTY HOME EQUITY SOLUTIONS INC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.07% |
| Type Change Date | Oct 1, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 21, 2018 |
| Property Address | 659 LARKSPUR CT, SAN MARCOS, CA 92078-7905 |
| Document Number | 0000204618 |
| Instrument Date | May 21, 2018 |
| Instrument | 204618 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 659 LARKSPUR CT SAN MARCOS CA 920787905, SAN MARCOS, CA 92078-7905 |
The 2025 property tax bill for 659 Larkspur Ct was $13,506.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,270,000 (+11.17%) Land $850,000 Building $420,000 | |
| 2025 | $13,506.00 Homeowner's exemption | $1,142,400 Land $846,600 Building $295,800 |
| 2023 | $4,345.00 (+1.38%) Homeowner's exemption | $352,968 Land $115,092 Building $237,876 |
| 2022 | $4,286.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 659 Larkspur Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 659 Larkspur Ct is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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