San Diego County property record for 655 Larkspur Ct, San Marcos, CA 92078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,118 sqft · built 1994 |
| Lot Size | 0.165 acres (7,188 sqft) |
| Owner | Trust Name on File |
| Last Sale | $460,000 (Nov 2003) |
| Tax Bill | $7,926 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Jan 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 221-712-35-00 |
| Primary APN | 221-712-35-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,118 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 7,188 sqft (0.165 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 655 LARKSPUR CT |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-7905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPA |
| Legal Description | LOT 55 TR 012894 |
| Legal Subdivision | SAN MARCOS ESTATES |
| Legal Tract | 012894 |
| Legal Block | 4 |
| Legal Lot Number | 55 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20044 |
655 Larkspur Ct is owner-occupied and held in a trust since June 2023.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 655 LARKSPUR CT, SAN MARCOS, CA 92078-7905 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2023 | Intrafamily Transfer, Transfer |
| Jan 31, 2022 | Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU |
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Mar 17, 2020 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage REFS INC |
| Dec 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Oct 19, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2003 · Amount on File |
| Deed Sale | Nov 3, 2003 · Amount on File |
| Prior Sale | Jun 9, 2000 · Amount on File |
| Deed Document Number | 20031333904 |
| Last Transfer Date | Jun 22, 2023 |
| Transfer Doc | 0000172333 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 30, 2023 |
| Property Address | 655 LARKSPUR CT, SAN MARCOS, CA 92078-7905 |
| Document Number | 0000172333 |
| Map Reference | MAP 12894 |
| Instrument Date | Jun 22, 2023 |
| Instrument | 2023-0172333 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 655 LARKSPUR CT, SAN MARCOS, CA 92078-7905 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 655 LARKSPUR CT, SAN MARCOS, CA 92078-7905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 655 LARKSPUR CT, SAN MARCOS, CA 92078-7905 |
| Document Number | 0000046303 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2022-0046303 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 31, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 655 LARKSPUR CT, SAN MARCOS, CA 92078-7905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 655 LARKSPUR CT, SAN MARCOS, CA 92078-7905 |
| Document Number | 0000081175 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 2021-0081175 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 17, 2020 |
| Property Address | 655 LARKSPUR CT, SAN MARCOS, CA 92078-7905 |
| Document Number | 0000138006 |
| Map Reference | MAP 12894 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 2020-0138006 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 LARKSPUR CT, SAN MARCOS, CA 92078-7905 |
| Investor | Possibly a Property Investor |
| Document Number | 0000138007 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 2020-0138007 |
| Name | REFS INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 655 LARKSPUR CT, SAN MARCOS, CA 92078-7905 |
| Document Number | 0000578500 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 655 LARKSPUR CT SAN MARCOS CA 920787905, SAN MARCOS, CA 92078-7905 |
| Document Number | 0000578500 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 578500 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 19, 2017 |
| Property Address | 655 LARKSPUR CT, SAN MARCOS, CA 92078-7905 |
| Document Number | 0000487102 |
| Map Reference | MAP12894 |
| Instrument Date | Oct 12, 2017 |
| Instrument | 2017-0487102 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 LARKSPUR CT, SAN MARCOS, CA 92078-7905 |
| Document Number | 0000487103 |
|---|---|
| Date | Oct 19, 2017 |
| Instrument | 2017-0487103 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 655 Larkspur Ct was $7,926 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $667,091 (+2%) Land $282,788 Building $384,303 | |
| 2025 | $7,926.00 Homeowner's exemption | $654,012 Land $277,244 Building $376,768 |
| 2023 | $7,392.00 (+1.37%) Homeowner's exemption | $628,618 (+2%) Land $266,479 Building $362,139 |
| 2022 | $7,292.00 Homeowner's exemption | $616,293 Land $261,254 Building $355,039 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 655 Larkspur Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 Larkspur Ct is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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