659 Laguna Dr, Simi Valley, CA 93065 Property Records

Ventura County property record for 659 Laguna Dr, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,709 sqft · built 1977
Lot Size	0.484 acres (21,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$619,000 (Jan 2014)
Tax Bill	$10,719 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jan 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`635-0-131-110`

Property Details

APN / Parcel Number

Primary APN	`635-0-131-110`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,709 sqft Living Area
Gross Area	2,062 sqft
1st Floor Area	2,062 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	21,094 sqft (0.484 acres)
Lot Dimensions	120 ft deep x 140 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	836 sqft
Porch	Porch
Porch Area	22 sqft
Patio Area	750 sqft

Location & Zoning

Street Address	659 LAGUNA DR
City	SIMI VALLEY
State	CA
Zip	93065-5314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-HC
Legal Description	TRACT: 245700 LOT: 11 REF: 069MR 003
Legal Subdivision	TRACT NO 2457
Legal Tract	245700
Legal Block	131
Legal Lot Number	11
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	2
Census Block	2000
Census Tract	7507

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	659 LAGUNA DR, SIMI VALLEY, CA 93065-5314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPSTONE DIRECT INC
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPSTONE DIRECT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2014 · Amount on Record
Deed Sale	Jan 31, 2014 · Amount on Record
Deed Document Number	201412197
Prior Transfer Date	Sep 13, 2007
Prior Transfer Doc	0000178622
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	659 LAGUNA DR, SIMI VALLEY, CA 93065-5314
Transaction Type	Mortgage
Record Updated	Nov 25, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 LAGUNA DR, SIMI VALLEY, CA 93065-5314

Mortgage

Document Number	2022000108911
Date	Nov 14, 2022
Instrument	2022000108911

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	659 LAGUNA DR, SIMI VALLEY, CA 93065-5314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007143
Date	Jan 25, 2019
Instrument	20190125-00007143

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	659 LAGUNA DR, SIMI VALLEY, CA 93065-5314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 LAGUBA DRIVWE, SIMI VALLEY, CA 93065

Mortgage

Document Number	0000147538
Date	Sep 16, 2020
Instrument	20200916-00147538

Lender

Name	CAPSTONE DIRECT INC
Type	Mortgage Company
Address	NEWBURY PARK, CA 91320

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	659 LAGUNA DR, SIMI VALLEY, CA 93065-5314
Document Number	0000010338
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	659 LAGUNA DR SIMI VALLEY CA 930655314, SIMI VALLEY, CA 93065-5314

Mortgage

Document Number	0000010338
Date	Jan 24, 2020
Instrument	10338

Lender

Name	CAPSTONE DIRECT
Address	THOUSAND OAKS, CA 91320

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$932,273 (+2%) Land $600,804 Building $331,469
2025	$10,719.00 (+1.13%) Homeowner's exemption	$913,994 (+4.04%) Land $589,024 Building $324,970
2024	$10,599.00 (+6.31%)
2023	$9,970.00 (+0.03%) Homeowner's exemption	$878,503 Land $566,151 Building $312,352
2022	$9,967.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
AT&T DSL	100 / 20

May also be available: GigabitNow, Verizon.

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