647 Laguna Dr, Simi Valley, CA 93065 Property Records

Ventura County property record for 647 Laguna Dr, Simi Valley, CA 93065

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,667 sqft · built 1977
Lot Size0.519 acres (22,618 sqft)
OwnerCompany Name on Record
Last Sale$425,000 (Aug 1999)
Tax Bill$7,862 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN635-0-131-100

Property Details

APN / Parcel Number

Primary APN635-0-131-100

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,667 sqft Living Area
1st Floor Area1,814 sqft
2nd Floor Area853 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialStucco
Construction TypeFrame
Lot Area22,618 sqft (0.519 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage Area647 sqft
Parking Spaces2 Parking Spaces
Pool Area632 sqft
PorchPorch
Porch Area26 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address647 LAGUNA DR
CitySIMI VALLEY
StateCA
Zip93065-5314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-HC
Legal DescriptionTRACT: 245700 LOT: 10 REF: 069MR 003
Legal Subdivision2457
Legal Tract245700
Legal Block131
Legal Lot Number10
JurisdictionVENTURA CA
Township / Civil DivisionSIMI VALLEY
Census Block Group2
Census Block2000
Census Tract7507

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address647 LAGUNA DR, SIMI VALLEY, CA 93065-5314
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 1999 · Amount on Record
Deed SaleAug 20, 1999 · Amount on Record
Deed Document Number1999158194
Last Transfer DateNov 23, 2011
Transfer Doc0000182850
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address647 LAGUNA DR, SIMI VALLEY, CA 93065-5314
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address647 LAGUNA DR, SIMI VALLEY, CA 93065-5314

Mortgage

Document Number0000163468
DateOct 6, 2020
Instrument20201006-00163468
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalitySimi Valley City
Unified School DistrictSimi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$666,251 (+2%) Land $266,498 Building $399,753
2025$7,862.00 (+1.16%) Homeowner's exemption$653,188 (+4.04%) Land $261,273 Building $391,915
2024$7,772.00 (+6.33%)
2023$7,309.00 (+0.22%) Homeowner's exemption$627,825 Land $251,127 Building $376,698
2022$7,293.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1995–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVENTURA WWD NO. 8 - SIMI VALLEY
serves 94,736 people · EPA ID CA5610023
Water SourcePurchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State InspectionJan 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Rocket Broadband
Fixed Wireless
450 / 100
AT&T
DSL
100 / 20

May also be available: GigabitNow, Verizon.

Nearby Properties on Laguna Dr

Nearby Streets

Search Property Records by Address or Parcel Number