659 Frederick St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 659 Frederick St, Oshkosh, WI 54901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,104 sqft · built 2005
Lot Size0.106 acres (4,601 sqft)
Owner2 Individual Names on File
Last Sale$109,000 (Apr 2005)
Tax Bill$4,024 (2024)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN07-04290000

Property Details

APN / Parcel Number

Primary APN07-04290000
Alternative APN
  • 907-04290000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,104 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area4,601 sqft (0.106 acres)
Lot Dimensions107 ft deep x 43 ft wide
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number907-04290000
Street Address659 FREDERICK ST
CityOSHKOSH
StateWI
Zip54901-4457
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionS 43 FT OF LOT 16 BLK A R PARKINSONS SUBD OF PART OF BLK 45
Legal SubdivisionREUBEN PARKINSONS SUBDIVISION
Legal BlockA,45
Legal Lot Number16
JurisdictionWINNEBAGO WI
Township / Civil DivisionOSHKOSH
Census Block Group4
Census Block4006
Census Tract502

Owner

659 Frederick St is owned and occupied by two individuals who bought it in April 2005.

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address659 FREDERICK ST, OSHKOSH, WI 54901-4457
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2005 · Amount on File
Deed SaleApr 4, 2005 · Amount on File
Deed Document Number20051349915
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO WI
Property Address659 FREDERICK ST, OSHKOSH, WI 54901-4457
Transaction TypeMortgage
Record UpdatedJun 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001880191
DateApr 18, 2022
Instrument1880191
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWinnebago County
MunicipalityOshkosh City
Unified School DistrictOshkosh Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$218,000 Land $17,300 Building $200,700
2024$4,024.00 (+28.64%)
2023$3,128.00 (-0.13%) Homeowner's exemption$116,900 (-) Land $10,800 Building $106,100$168,923 Land $15,606 Building $153,317
2022$3,132.00 Homeowner's exemption$116,900 Land $10,800 Building $106,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 659 Frederick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 659 Frederick St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSHKOSH WATERWORKS
serves 63,000 people · EPA ID WI4710457
Water SourceSurface water
Last State InspectionApr 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Bertram Communications
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: TDS Telecom.

Nearby Properties on Frederick St

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