648 Frederick St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 648 Frederick St, Oshkosh, WI 54901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1920
Lot Size	0.133 acres (5,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,000 (Mar 2024)
Tax Bill	$2,901 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`07-04450000`

Property Details

APN / Parcel Number

Primary APN	`07-04450000`
Alternative APN	`907-04450000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Stone
Lot Area	5,778 sqft (0.133 acres)
Lot Dimensions	107 ft deep x 54 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	907-04450000
Street Address	648 FREDERICK ST
City	OSHKOSH
State	WI
Zip	54901-4458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 9 BLK B R PARKINSONS SUBD OF PART OF BLK 45
Legal Subdivision	BLK B R PARKINSONS SUBD
Legal Block	B,45
Legal Lot Number	9
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	4
Census Block	4007
Census Tract	502

Owner

Source: Winnebago County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	648 W 5TH AVE, OSHKOSH, WI 54902-5833
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed of Trust, Mortgage FOREST COUNTY POTAWATOMI COMMUNITY
Mar 11, 2024	Warranty Deed, Subdivision Related Transfer FOREST COUNTY POTAWATOMI COMMUNITY
Oct 26, 2023	Warranty Deed, Transfer
Oct 26, 2023	Warranty Deed, Transfer
Oct 28, 2022	Warranty Deed, Transfer · Line of Credit BANK OF OAKFIELD
Oct 27, 2022	Special Warranty Deed, Transfer · Stand-Alone Second Mortgage WS PROPERTY INVESTMENTS LLC
Jul 25, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2024 · Amount on Record
Deed Sale	Mar 11, 2024 · Amount on Record
Prior Sale	Oct 26, 2023 · Amount on Record
Deed Document Number	20241919201
Prior Transfer Date	Dec 31, 2006
Prior Transfer Doc	0001422947
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	648 FREDERICK ST, OSHKOSH, WI 54901-4458
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001919203
Date	Mar 11, 2024
Instrument	1919203

Lender

Name	FOREST COUNTY POTAWATOMI COMMUNITY
Type	Government Agency
Address	CRANDON, WI 54520

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2039

March 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Mar 11, 2024
Property Address	648 FREDERICK ST, OSHKOSH, WI 54901-4458
Document Number	0001919201
Instrument Date	Mar 8, 2024
Instrument	1919201
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$477.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 FREDERICK ST, OSHKOSH, WI 54901-4458

Mortgage

Document Number	0001919202
Date	Mar 11, 2024
Instrument	1919202

Lender

Name	FOREST COUNTY POTAWATOMI COMMUNITY
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Oct 26, 2023
Property Address	648 FREDERICK ST, OSHKOSH, WI 54901-4458
Document Number	0001912614
Instrument Date	Oct 25, 2023
Instrument	1912614
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Amount	Amount Recorded
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 LAMERS RD, KIMBERLY, WI 54136-2042

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Oct 26, 2023
Property Address	648 FREDERICK ST, OSHKOSH, WI 54901-4458
Document Number	0001912618
Instrument Date	Oct 25, 2023
Instrument	1912618
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 LAMERS RD, KIMBERLY, WI 54136-2044

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Oct 28, 2022
Property Address	648 FREDERICK ST, OSHKOSH, WI 54901-4458
Document Number	0001893869
Instrument Date	Oct 28, 2022
Instrument	1893869
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Amount	Amount Recorded
Tax	$645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W2273 HICKORY VIEW CT, KAUKAUNA, WI 54130-9455

Mortgage

Document Number	0001893870
Date	Oct 28, 2022
Instrument	1893870

Lender

Name	BANK OF OAKFIELD
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Oct 27, 2022
Property Address	648 FREDERICK ST, OSHKOSH, WI 54901-4458
Document Number	0001893741
Instrument Date	Oct 24, 2022
Instrument	1893741
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001893742
Date	Oct 27, 2022
Instrument	1893742

Lender

Name	WS PROPERTY INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Jul 25, 2022
Property Address	648 FREDERICK ST, OSHKOSH, WI 54901-4458
Document Number	0001887360
Instrument Date	Jun 9, 2022
Instrument	1887360
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,901.00 (-4%)	$161,700 (-) Land $22,100 Building $139,600
2024	$3,022.00 (+80.31%)	$161,700 (+179.27%) Land $22,100 Building $139,600
2023	$1,676.00 (+1.09%)	$57,900 (-) Land $13,800 Building $44,100	$83,667 Land $19,941 Building $63,726
2022	$1,658.00	$57,900 Land $13,800 Building $44,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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