Genesee County property record for 644 Elm St, Mount Morris, MI 48458
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,018 sqft · built 1946 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $971 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-12-529-070 |
| Primary APN | 57-12-529-070 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,018 sqft Living Area |
| 1st Floor Area | 1,006 sqft |
| Basement Area | 726 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 644 ELM ST |
|---|---|
| City | MOUNT MORRIS |
| State | MI |
| Zip | 48458-1918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 SF PUD |
| Legal Description | LOTS 33 & 34 GRAHAM RUSSELL ADD (94) FR K-1055-- & K-1056 |
| Legal Subdivision | GRAHAM RUSSELL ADD |
| Legal Lot Number | 33-34 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | MOUNT MORRIS |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 12310 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 644 ELM ST, MOUNT MORRIS, MI 48458-1918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Mount Morris City |
| Unified School District | Mount Morris Consolidated School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,200 (+14.57%) Land $3,900 Building $54,300 | $116,400 (+14.57%) Land $7,800 Building $108,600 | |
| 2025 | $971.00 (+2.53%) Homeowner's exemption | $50,800 (+20.09%) | $101,600 (+20.09%) |
| 2024 | $947.00 (+9.61%) | ||
| 2023 | $42,300 | $84,600 | |
| 2021 | $864.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520 |
|---|---|
| Water Source | Purchased surface water from GENESEE COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2021 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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