659 E Main St, Ephrata, PA 17522 Property Records

Lancaster County property record for 659 E Main St, Ephrata, PA 17522

Property Summary

Property Type	Duplex
Details	3 bd · 1.5 ba · 1,286 sqft · built 1947
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$144,900 (Jun 2021)
Tax Bill	$3,120 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`260-14749-0-0000`

Property Details

APN / Parcel Number

Primary APN	`260-14749-0-0000`
Alternative APN	`2607M12 4 8B`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,286 sqft Living Area
Gross Area	2,142 sqft
1st Floor Area	706 sqft
Upper Floors Area	580 sqft
Basement Area	580 sqft
Game Room	Game Room

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Area	180 sqft

Exterior Amenities

Porch	Slab
Porch Area	276 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	659 E MAIN ST
City	EPHRATA
State	PA
Zip	17522-2537
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NC
Legal Description	659 E MAIN ST
Legal Subdivision	WAIVER
Legal Lot Number	8B
Jurisdiction	LANCASTER PA
Township / Civil Division	EPHRATA
Census Block Group	1
Census Block	1007
Census Tract	12200

Owner

659 E Main St, a duplex, is owned and occupied by an individual who bought it in June 2021.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	659 E MAIN ST, EPHRATA, PA 17522-2537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2021 · Amount on File
Deed Sale	Jun 2, 2021 · Amount on File
Prior Sale	Dec 23, 1998 · Amount on File
Deed Document Number	20216606721
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Jun 2, 2021
Property Address	659 E MAIN ST, EPHRATA, PA 17522-2537
Document Number	0006606721
Instrument Date	May 28, 2021
Instrument	6606721
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	HOMESALE SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,449.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	659 E MAIN ST, EPHRATA, PA 17522-2537

Mortgage

Document Number	0006606722
Date	Jun 2, 2021
Instrument	6606722

Lender

Name	HOMESALE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Mortgage

Document Number	0006606723
Date	Jun 2, 2021
Instrument	6606723

Lender

Name	HOMESALE MORTGAGE LLC
Type	Mortgage Company
Address	LANCASTER, PA 17603

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 659 E Main St was $3,120 with a homeowner's exemption, up 2.3% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Ephrata Borough
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,200 Land $44,100 Building $83,100	$127,200 Land $44,100 Building $83,100
2025	$3,120.00 (+2.3%)
2024	$3,050.00	$127,200 Land $44,100 Building $83,100
2018			$127,200 Land $44,100 Building $83,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 659 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 659 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Upward Broadband.

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