652 E Main St, Ephrata, PA 17522 Property Records

Lancaster County property record for 652 E Main St, Ephrata, PA 17522

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 2,100 sqft · built 1927
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,584 (2025)
Deeds & Mortgages	Nov 2023 Transfer Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`260-26448-0-0000`

Property Details

APN / Parcel Number

Primary APN	`260-26448-0-0000`
Alternative APN	`2607M12 5 28`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,100 sqft Living Area
Gross Area	3,293 sqft
1st Floor Area	840 sqft
Upper Floors Area	940 sqft
Basement Area	840 sqft
Game Room	Game Room

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Concrete
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	481 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	652 E MAIN ST
City	EPHRATA
State	PA
Zip	17522-2536
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RMD
Legal Description	652 E MAIN ST
Legal Lot Number	28
Jurisdiction	LANCASTER PA
Township / Civil Division	EPHRATA
Census Block Group	1
Census Block	1001
Census Tract	12200

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	652 E MAIN ST, EPHRATA, PA 17522-2536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Intrafamily Transfer, Transfer
Oct 19, 2023	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU
Dec 23, 2020	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 9, 2023
Transfer Doc	0006760897
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER PA
Recording Date	Nov 13, 2023
Property Address	652 E MAIN ST, EPHRATA, PA 17522-2536
Document Number	0006760897
Map Reference	DOC 2023-0372-J
Instrument Date	Nov 9, 2023
Instrument	6760897
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	652 E MAIN ST, EPHRATA, PA 17522-2536

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	652 E MAIN ST, EPHRATA, PA 17522-2536
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 E MAIN ST, EPHRATA, PA 17522-2536

Mortgage

Document Number	0006757820
Date	Oct 19, 2023
Instrument	6757820

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	ENOLA, PA 17025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	652 E MAIN ST, EPHRATA, PA 17522-2536
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 E MAIN ST, EPHRATA, PA 17522-2536

Mortgage

Document Number	0006569048
Date	Dec 23, 2020
Instrument	6569048

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Ephrata Borough
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,900 (+8.41%) Land $61,800 Building $125,100	$186,900 (+8.41%) Land $61,800 Building $125,100
2025	$4,584.00 (+10.89%)
2024	$4,134.00 (+7.1%)	$172,400 (-) Land $47,300 Building $125,100
2023	$3,860.00 Homeowner's exemption	$172,400 Land $47,300 Building $125,100
2018			$172,400 Land $47,300 Building $125,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: AT&T, Upward Broadband.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures