659 Co Rd 654, Clanton, AL 35046 Property Records

Chilton County property record for 659 Co Rd 654, Clanton, AL 35046

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,080 sqft · built 2012
Lot Size	1.2 acres (52,346 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Dec 2024)
Tax Bill	$3,210 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0904190000001017`

Property Details

APN / Parcel Number

Primary APN	`0904190000001017`
Alternative APNs	`34513` `91169`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,080 sqft Adjusted Area
1st Floor Area	1,372 sqft
Upper Floors Area	708 sqft
Basement Area	1,372 sqft
Finished Basement	1,372 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	52,346 sqft (1.2 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	368 sqft
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	34513
Street Address	659 COUNTY ROAD 654
City	CLANTON
State	AL
Zip	35046-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 CREEKSIDE SECTOR 1 SL 112 PG 4 A S19 T22 R16
Legal Range	16
Legal Township	22
Legal Section	19
Legal Subdivision	CREEKSIDE S D
Legal Lot Number	10
Jurisdiction	CHILTON AL
Township / Civil Division	MINERAL SPRINGS
Census Block Group	1
Census Block	1036
Census Tract	60300

Owner

Source: Chilton County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	986 COUNTY ROAD 10, MAPLESVILLE, AL 36750-5178
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2024	Warranty Deed, Transfer · FHA Mortgage HAMILTON MORTGAGE CORP
May 24, 2021	Warranty Deed, Transfer · Conventional Mortgage GMFS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Prior Sale	May 24, 2021 · Amount on Record
Deed Document Number	2024264596
Deed Book / Page	2024 / 264596
Record Updated	Jun 8, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Dec 30, 2024
Property Address	659 COUNTY ROAD 654, CLANTON, AL 35046-1205
Document Number	R2024/264596
Book / Page	R2024 / 264596
Instrument Date	Dec 20, 2024
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	986 COUNTY ROAD 10, MAPLESVILLE, AL 36750-5178

Mortgage

Document Number	0000264597
Date	Dec 30, 2024
Instrument	264597

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	May 24, 2021
Property Address	659 COUNTY ROAD 654, CLANTON, AL 35046-1205
Document Number	R2021/237763
Book / Page	R2021 / 237763
Map Reference	SL 112 PG 4
Instrument Date	May 21, 2021
Instrument	237763
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	659 COUNTY ROAD 654, CLANTON, AL 35046-1205

Mortgage

Document Number	0000237764
Date	May 24, 2021
Instrument	237764

Lender

Name	GMFS LLC
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,210.00 (+121.23%)	$77,200 (-0.72%) Land $22,000 Building $55,200	$386,000 (-0.72%) Land $110,000 Building $276,000
2024	$1,451.00 (+10.51%)	$77,760 (+9.95%) Land $22,000 Building $55,760
2023	$1,313.00 (+26.37%)	$70,720 (+120.52%) Land $20,000 Building $50,720	$388,800 (+21.23%) Land $110,000 Building $278,800
2022	$1,039.00	$32,070 Land $11,500 Building $20,570	$320,700 Land $115,000 Building $205,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 90% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 654

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