623 Co Rd 654, Clanton, AL 35046 Property Records

Chilton County property record for 623 Co Rd 654, Clanton, AL 35046

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,322 sqft · built 2021
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Oct 2024)
Tax Bill	$2,522 (2025)
Deeds & Mortgages	Sep 2020 Construction Loan Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0904190000001025`

Property Details

APN / Parcel Number

Primary APN	`0904190000001025`
Alternative APNs	`37638` `90596`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,322 sqft Adjusted Area
1st Floor Area	1,322 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Construction Type	Concrete
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	39,640 sqft (0.91 acres)
View / Lot	Waterfront
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gravity Furnace

Location & Zoning

Account Number	37638
Street Address	623 COUNTY ROAD 654
City	CLANTON
State	AL
Zip	35046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 CREEKSIDE S/D SECTOR 3 SL 119 PG 1 S19 T22 R16
Legal Range	16
Legal Township	22
Legal Section	19
Legal Subdivision	CREEKSIDE S D
Legal Lot Number	9
Jurisdiction	CHILTON AL
Township / Civil Division	MINERAL SPRINGS
Census Block Group	1
Census Block	1036
Census Tract	60300

Owner

Source: Chilton County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	623 COUNTY ROAD 654, CLANTON, AL 35046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Construction Mortgage RIVER BANK & TRUST
Mar 25, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2024 · Amount on Record
Deed Sale	Oct 21, 2024 · Amount on Record
Prior Sale	Mar 25, 2021 · Amount on Record
Deed Document Number	2024263321
Deed Book / Page	2024 / 263321
Prior Transfer Date	Aug 3, 2020
Prior Transfer Doc	0000230903
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	623 COUNTY ROAD 654, CLANTON, AL 35046
Transaction Type	Mortgage
Record Updated	Mar 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5767 CHESTNUT TRCE, HOOVER, AL 35244-4589

Mortgage

Document Number	R2020/231690
Date	Sep 11, 2020
Book Page	R2020/231690
Instrument	231690

Lender

Name	RIVER BANK & TRUST
Type	Bank
Address	CLANTON, AL 35045

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Mar 25, 2021
Property Address	623 COUNTY ROAD 654, CLANTON, AL 35046
Document Number	R2021/236332
Book / Page	R2021 / 236332
Map Reference	SL 119 PG 1
Instrument Date	Mar 23, 2021
Instrument	236332
Transaction Type	Transfer
Record Updated	Mar 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	217 DEVON DR, HOMEWOOD, AL 35209-4317
Investor	Possibly a Property Investor

Mortgage

Document Number	0000236333
Date	Mar 25, 2021
Instrument	236333

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,522.00 (+15.95%)	$61,020 (-0.23%) Land $22,000 Building $39,020	$305,100 (-0.23%) Land $110,000 Building $195,100
2024		$61,160 (+9.92%) Land $22,000 Building $39,160
2023	$2,175.00 (-6.01%)	$55,640 (+7.91%) Land $20,000 Building $35,640	$305,800 (+18.62%) Land $110,000 Building $195,800
2022	$2,314.00	$51,560 Land $23,000 Building $28,560	$257,800 Land $115,000 Building $142,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 90% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 654

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