659 Carter St, Rochester, NY 14621 Property Records

Monroe County and Rochester City property record for 659 Carter St, Rochester, NY 14621

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,428 sqft · built 1960
Lot Size	0.106 acres (4,655 sqft)
Owner	Individual Name on Record
Last Sale	$89,900 (Apr 2019)
Tax Bill	$1,381 (2026)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Jun 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`073705-00.0`

Property Details

APN / Parcel Number

Primary APN	`073705-00.0`
Alternative APNs	`140009158000020290000000` `261400 091.58-2-29`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	816 sqft
Upper Floors Area	612 sqft
Game Room	Game Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,655 sqft (0.106 acres)
Lot Dimensions	95 ft deep x 49 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	073705-00.0
Street Address	659 CARTER ST
City	ROCHESTER
State	NY
Zip	14621-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0081.00 406 22 00000 70 MAPLEWOOD AMD SUB
Legal Subdivision	MAP OF MAPLEWOOD
Legal Block	2
Legal Lot Number	29.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2003
Census Tract	8100

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	659 CARTER ST, ROCHESTER, NY 14621-2617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2019	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA
Jun 20, 2018	Warranty Deed, Transfer
Jul 17, 2017	Trustee's Deed, Foreclosure BASIL J SANGUEDOLCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2019 · Amount on Record
Deed Sale	Apr 10, 2019 · Amount on Record
Prior Sale	Jul 17, 2017 · Amount on Record
Deed Document Number	2019483
Deed Book / Page	12169 / 14
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 10, 2019
Property Address	659 CARTER ST, ROCHESTER, NY 14621-2617
Document Number	0000000483
Book / Page	012169 / 000014
Instrument Date	Apr 8, 2019
Instrument	483
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$359.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 CARTER ST ROCHESTER NY 146212617, ROCHESTER, NY 14621-2617

Mortgage

Document Number	484
Date	Apr 10, 2019
Book Page	027981/000368
Instrument	484

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2049

Mortgage

Document Number	486,
Date	Apr 10, 2019
Book Page	027981/000392
Instrument	486

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	30 CHURCH ST, ROCHESTER, NY 14614-1206

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 9, 2024

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jun 20, 2018
Property Address	659 CARTER ST, ROCHESTER, NY 14621-2617
Document Number	0000000769
Book / Page	012041 / 000537
Instrument Date	Jun 20, 2018
Instrument	769
Transaction Type	Transfer
Record Updated	Jul 11, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	793 HELENDALE RD ROCHESTER NY 146092906, ROCHESTER, NY 14609-2906

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONROE NY
Recording Date	Jul 17, 2017
Property Address	659 CARTER ST, ROCHESTER, NY 14621-2617
Document Number	0000000721
Book / Page	011889 / 000511
Instrument Date	Jul 17, 2017
Instrument	721
Transaction Type	Foreclosure
Record Updated	Jul 21, 2017
Title Company	BLUE TITLE SERVICES CORPORATION, BLUE TITLE SVCS CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	793 HELENDALE RD ROCHESTER NY 146092906, ROCHESTER, NY 14609-2906

Mortgage

Document Number	722
Date	Jul 17, 2017
Book Page	027229/000583
Instrument	722

Lender

Name	BASIL J SANGUEDOLCE
Address	3 BEACON HL, FAIRPORT, NY 14450-3327

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,381.00 (+7.39%)
2025	$1,286.00	$137,800 (+80.13%) Land $10,100 Building $127,700	$137,800 (+49.51%) Land $10,100 Building $127,700
2023		$76,500 Land $5,800 Building $70,700	$92,169 Land $6,988 Building $85,181

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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