Monroe County and Rochester City property record for 640 Carter St, Rochester, NY 14621
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,152 sqft · built 1947 |
| Lot Size | 0.207 acres (9,030 sqft) |
| Owner | Company Name on Record |
| Last Sale | $95,000 (Oct 2026) |
| Tax Bill | $710 (2026) |
| Deeds & Mortgages | Oct 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 073747-02.0 |
| Primary APN | 073747-02.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Upper Floors Area | 384 sqft |
| Game Room | Game Room |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,030 sqft (0.207 acres) |
| Lot Dimensions | 105 ft deep x 86 ft wide |
| Porch | Slab |
| Porch Area | 96 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 073747-02.0 |
|---|---|
| Street Address | 640 CARTER ST |
| City | ROCHESTER |
| State | NY |
| Zip | 14621-2618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 11 |
| Legal Description | 0081.00 110 22 00000 P & PT LE FROIS ST MUN SUBN NO 26 46 |
| Legal Subdivision | MUNICIPAL SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 44.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 8100 |
Source: Monroe County and Rochester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 26 TIMBER OAK CIR, ROCHESTER, NY 14626-4721 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2026 · Amount on Record |
| Deed Sale | Oct 5, 2026 · Amount on Record |
| Prior Sale | Sep 4, 2002 · Amount on Record |
| Deed Document Number | 20263472651 |
| Deed Book / Page | 13237 / 671 |
| Prior Transfer Date | Oct 27, 2015 |
| Prior Transfer Doc | 0000000572 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Oct 5, 2026 |
| Property Address | 640 CARTER ST, ROCHESTER, NY 14621-2618 |
| Document Number | 0003472651 |
| Book / Page | 13237 / 671 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 20263472651 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $38,380.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 26 TIMBER OAK CIR, ROCHESTER, NY 14626-4721 |
Source: Monroe County and Rochester City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| Municipality | Rochester City |
| Unified School District | Rochester City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $710.00 (+4.26%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $681.00 | $124,000 (+78.42%) Land $15,200 Building $108,800 | $124,000 (+48.09%) Land $15,200 Building $108,800 |
| 2023 | $69,500 Land $7,400 Building $62,100 | $83,735 Land $8,916 Building $74,819 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER CITY serves 210,000 people · EPA ID NY2704518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Empire Long Distance.
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