659 98th Ave N, Naples, FL 34108 Property Records

Collier County property record for 659 98th Ave N, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	1,422 sqft · built 1980
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$1,025,000 (Mar 2022)
Tax Bill	$7,695 (2025)
Deeds & Mortgages	Mar 2022 Sale Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`510400 29 113A28`

Property Details

APN / Parcel Number

Primary APN	`510400 29 113A28`
Alternative APNs	`6263696000211930029113` `62636960002`

Interior

Stories	1 Story
Building Area	1,422 sqft Living Area
Gross Area	1,638 sqft
1st Floor Area	1,422 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)

Exterior Amenities

Pool Area	338 sqft
Porch	Screened Porch
Porch Area	216 sqft
Deck Area	1,042 sqft

Location & Zoning

Street Address	659 98TH AVE N
City	NAPLES
State	FL
Zip	34108-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	NAPLES PARK UNIT 3 BLK 29 LOT 11
Legal Range	25
Legal Township	48
Legal Section	28
Legal Subdivision	NAPLES
Legal Tract	510400
Legal Block	29
Legal Lot Number	11
Legal Unit	3
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2008
Census Tract	10110

Owner

659 98th Ave N is owned by two individuals who bought it in March 2022.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 ARROWHEAD CT, WEST CHESTER, PA 19382-4314
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 14, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Dec 27, 2018	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Oct 10, 2019	Quit Claim Deed, Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2022 · Amount on File
Deed Sale	Mar 22, 2022 · Amount on File
Prior Sale	Feb 14, 2022 · Amount on File
Deed Document Number	20226223161
Deed Book / Page	6100 / 3583
Prior Transfer Date	May 11, 2012
Prior Transfer Doc	0048013708
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 22, 2022
Property Address	659 98TH AVE N, NAPLES, FL 34108-2221
Document Number	0061003583
Book / Page	6100 / 3583
Map Reference	MB 3 PG 5
Instrument Date	Mar 17, 2022
Instrument	6223161
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$7,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15885 CINDY CT, 15885, FORT MYERS, FL 33908-4129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 ARROWHEAD CT, WEST CHESTER, PA 19382-4314

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 14, 2022
Property Address	659 98TH AVE N, NAPLES, FL 34108-2221
Document Number	0060843247
Book / Page	6084 / 3247
Map Reference	MB 3 PG 5
Instrument Date	Jan 31, 2022
Instrument	6205396
Transaction Type	Transfer
Record Updated	Feb 24, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,669.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	743 108TH AVE N, 743, NAPLES, FL 34108-1871

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	15885 CINDY CT, FORT MYERS, FL 33908-4129

Mortgage

Document Number	0060843249
Date	Feb 14, 2022
Instrument	6084/3249

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	659 98TH AVE N, NAPLES, FL 34108-2221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055843252
Date	Dec 27, 2018
Book Page	5584/3252
Instrument	5653325

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	143 Months
Due	Nov 16, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 10, 2019
Property Address	659 98TH AVE N, NAPLES, FL 34108-2221
Document Number	0056823311
Book / Page	5682 / 3311
Map Reference	MB 3 PG 5
Instrument Date	Sep 30, 2019
Instrument	5775876
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,163.40
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	659 98TH AVE N, NAPLES, FL 34108-2221

Mortgage

Document Number	0056823313
Date	Oct 10, 2019
Instrument	5682-3313

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 659 98th Ave N was $7,695, down 3.2% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$613,334 (-20.69%) Land $391,500 Building $221,834	$613,334 (-20.69%) Land $391,500 Building $221,834
2025	$7,695.00 (-3.16%)	$773,320 Land $438,750 Building $334,570	$773,320 Land $438,750 Building $334,570
2024	$7,946.00 (-5.58%)
2023	$8,416.00 (+75.99%)	$823,455 (+141.21%) Land $573,750 Building $249,705	$823,455 (+49.17%) Land $573,750 Building $249,705
2022	$4,782.00	$341,391	$552,027 Land $432,338 Building $119,689

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 659 98th Ave N in Zone X, an area of minimal flood risk, though there have been 71 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 161 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	161 in force
Nearby Flood Claims	71 (1985–2024)
Claims Outside the SFHA	20 of 71
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 33 claims Hurricane Ian, Sep 2022 · 22 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 659 98th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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