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652 98th Ave N, Naples, FL 34108 Property Records

Collier County property record for 652 98th Ave N, Naples, FL 34108

Property Summary

Property TypeSingle Family Home
Details1,236 sqft · built 1976
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Tax Bill$1,518 (2025)
Deeds & MortgagesMay 2024 Reverse Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN510400 30 393A28

Property Details

APN / Parcel Number

Primary APN510400 30 393A28
Alternative APNs
  • 6263944000811930030393
  • 62639440008

Interior

Stories1 Story
Building Area1,236 sqft Living Area
Gross Area1,368 sqft
1st Floor Area1,236 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Construction TypeMasonry / Concrete Block
Lot Area6,534 sqft (0.15 acres)

Exterior Amenities

Pool Area392 sqft
PorchScreened Porch
Porch Area316 sqft
Deck Area904 sqft

Location & Zoning

Street Address652 98TH AVE N
CityNAPLES
StateFL
Zip34108-2222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF-6
Legal DescriptionNAPLES PARK UNIT 3 BLK 30 LOT 39
Legal Range25
Legal Township48
Legal Section28
Legal SubdivisionNAPLES
Legal Tract510400
Legal Block30
Legal Lot Number39
Legal Unit3
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2011
Census Tract10110

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address652 98TH AVE N, NAPLES, FL 34108-2222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2024Intrafamily Transfer, Transfer · Reverse Mortgage
THE FEDERAL SAVINGS BANK
May 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 26, 2024
Transfer Doc0063561245
Record UpdatedOct 29, 2026

May 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIER FL
Recording DateMay 3, 2024
Property Address652 98TH AVE N, NAPLES, FL 34108-2222
Document Number0063561245
Book / Page6356 / 1245
Map ReferenceMB 3 PG 5
Instrument DateApr 26, 2024
Instrument6541516
Transaction TypeTransfer
Record UpdatedMay 22, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address652 98TH AVE N, NAPLES, FL 34108-2222

Transferred To (Grantee/Buyer)

NameVerified Name
Address652 98TH AVE N, NAPLES, FL 34108-2222

Mortgage

Document Number0063561248
DateMay 3, 2024
Instrument6356/1248
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term896 Months
DueJan 15, 2099
Interest
Rate TypeAdjustable Rate
Rate7.67%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2024
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.6%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address652 98TH AVE N, NAPLES, FL 34108-2222
Document Number0057801231
Instrument DateMay 4, 2020
Transaction TypeMortgage
Record UpdatedJul 13, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address652 98TH AVE N NAPLES FL 341082222, NAPLES, FL 34108-2222

Mortgage

Document Number0057801231
DateJun 26, 2020
Book Page005780/001231
Instrument5885774
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$179,847 (+2.7%)$468,998 (-15.66%) Land $391,500 Building $77,498
2025$1,518.00 (+2.78%) Homeowner's exemption Widower's exemption$175,119 (+5.99%)$556,090 (-15.35%) Land $438,750 Building $117,340
2024$1,477.00 (+1.93%)
2023$1,449.00 (-3.72%) Homeowner's exemption Widower's exemption$165,227 (+3%)$656,935 (+20.6%) Land $573,750 Building $83,185
2022$1,505.00 Homeowner's exemption Widower's exemption$160,415$544,729 Land $432,338 Building $112,391

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 161 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies161 in force
Nearby Flood Claims71 (1985–2024)
Claims Outside the SFHA20 of 71
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 33 claims
  • Hurricane Ian, Sep 2022 · 22 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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