659 47th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 659 47th Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.195 acres (8,519 sqft)
Owner	Individual Name on File
Tax Bill	$7,128 (2026)
Deeds & Mortgages	Oct 2019 Transfer Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17.02270.00`

Property Details

APN / Parcel Number

Primary APN	`17.02270.00`

Exterior

Lot Area	8,519 sqft (0.195 acres)

Location & Zoning

Street Address	659 47TH AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-4663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-33 TWP-036 RANGE-030 WATERS EDGE AT DON LK 4TH ADDN LOT-005 BLOCK-013
Legal Range	030
Legal Township	036
Legal Section	33
Legal Subdivision	WATERS EDGE AT DON LK 4TH ADDN
Legal Block	13
Legal Lot Number	5
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2065
Census Tract	20300

Owner

659 47th Ave NE is owned and occupied by an individual.

Source: Benton County records, as of July 16, 2026

Owner of Record	Individual Name on File
Mailing Address	659 47TH AVE NE, SAINT CLOUD, MN 56304-4663
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Quit Claim Deed, Transfer QUDARY TITLE, QUARRY TITLE
Oct 23, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MN
Recording Date	Oct 23, 2019
Property Address	659 47TH AVE NE, SAINT CLOUD, MN 56304-4663
Document Number	439080
Instrument Date	Oct 15, 2019
Instrument	439080
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	QUDARY TITLE, QUARRY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 230698, PORTLAND, OR 97281-0698

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Oct 23, 2019
Property Address	659 47TH AVE NE, SAINT CLOUD, MN 56304-4663
Document Number	439081
Instrument Date	Oct 14, 2019
Instrument	439081
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021
Title Company	TRI COUNTY ABSTRACT AND TITLE GUARANT, TRI CNTY ABSTRACT & TTL GUAR

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 47TH AVE NE, SAINT CLOUD, MN 56304-4663

Mortgage

Document Number	439082
Date	Oct 23, 2019
Instrument	439082

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 659 47th Ave NE was $7,128 with a homeowner's exemption.

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,128.00 Homeowner's exemption	$441,400 Land $60,000 Building $381,400	$441,400 Land $60,000 Building $381,400
2023	$5,674.00	$412,000 Land $45,000 Building $367,000	$412,000 Land $45,000 Building $367,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 659 47th Ave NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 659 47th Ave NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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