Benton County property record for 655 47th Ave NE, Saint Cloud, MN 56304
| Property Type | Multi-Family Dwellings |
|---|---|
| Lot Size | 0.275 acres (11,977 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $344,990 (Oct 2025) |
| Tax Bill | $158 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.02268.00 |
| Primary APN | 17.02268.00 |
|---|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 11,977 sqft (0.275 acres) |
| Street Address | 655 47TH AVE NE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-4663 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SECT-33 TWP-036 RANGE-030 WATERS EDGE AT DON LK 4TH ADDN LOT-003 BLOCK-013 |
| Legal Range | 030 |
| Legal Township | 036 |
| Legal Section | 33 |
| Legal Subdivision | WATERS EDGE AT DON LK 4TH ADDN |
| Legal Block | 13 |
| Legal Lot Number | 3 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 20300 |
Source: Benton County records · APN 17.02268.00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 47TH AVE NE, SAINT CLOUD, MN 56304-4663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on Record |
| Deed Sale | Oct 22, 2025 · Amount on Record |
| Prior Sale | Apr 15, 2025 · Amount on Record |
| Deed Document Number | 2025480030 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Oct 22, 2025 |
| Property Address | 655 47TH AVE NE, SAINT CLOUD, MN 56304-4663 |
| Document Number | 0000480030 |
| Instrument Date | Oct 07, 2025 |
| Instrument | 480030 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,138.47 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 655 47TH AVE NE, SAINT CLOUD, MN 56304-4663 |
| Document Number | 0000480031 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 480031 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | Sauk Rapids-Rice Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158.00 (-58.85%) | $323,500 (+2,056.67%) Land $60,000 Building $263,500 | $323,500 (+2,056.67%) Land $60,000 Building $263,500 |
| 2025 | $384.00 (+39.13%) | $15,000 (-) Land $15,000 | $15,000 (-) Land $15,000 |
| 2023 | $276.00 | $15,000 Land $15,000 | $15,000 Land $15,000 |
Source: FEMA National Flood Hazard Layer as of July 29, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL | 140 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 49 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Cloud serves 71,321 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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