6589 River Rd, Downsville, NY 13755 Property Records

Delaware County and Colchester Town property record for 6589 River Rd, Downsville, NY 13755

Property Summary

Property Type	Mobile Home
Lot Size	0.44 acres (19,177 sqft)
Owner	Individual Name on File
Last Sale	$47,000 (Dec 2019)
Tax Bill	$1,626 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122400 358.-1-13.2`

Property Details

APN / Parcel Number

Primary APN	`122400 358.-1-13.2`
Alternative APNs	`24003580000001013200` `05652458309`

Exterior

Architectural Style	Mobile Home
Lot Area	19,177 sqft (0.44 acres)
Lot Dimensions	151 ft deep x 127 ft wide

Location & Zoning

Account Number	05652458309
Street Address	6589 RIVER RD
City	DOWNSVILLE
State	NY
Zip	13755-3701
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	HARDENBURGH LOT 3
Legal Block	1
Legal Lot Number	13.200
Jurisdiction	DELAWARE NY
Township / Civil Division	COLCHESTER
Census Block Group	3
Census Block	3026
Census Tract	971300

Owner

Source: Delaware County and Colchester Town records · APN 122400 358.-1-13.2

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6589 RIVER RD, DOWNSVILLE, NY 13755-3701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 23, 2019 · Amount on Record
Deed Sale	Dec 23, 2019 · Amount on Record
Deed Document Number	20199703
Deed Book / Page	1616 / 158
Record Updated	Jun 08, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Dec 23, 2019
Property Address	6589 RIVER RD, DOWNSVILLE, NY 13755-3701
Document Number	001616/158
Book / Page	1616 / 158
Instrument Date	Dec 18, 2019
Instrument	9703
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 CORBETT RD, DOWNSVILLE, NY 13755

Mortgage

Document Number	002212/299
Date	Dec 23, 2019
Book Page	2212/299
Instrument	9704

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Delaware County and Colchester Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Colchester Town
Unified School District	Downsville Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,626.00 (+5.52%)	$2,500 (-) Land $500 Building $2,000	$62,500 (-) Land $12,500 Building $50,000
2023		$2,500 Land $500 Building $2,000	$62,500 Land $12,500 Building $50,000
2020	$1,541.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 13, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	36 (1984–2011)
Claims Outside the SFHA	1 of 36
Most Recent Claim	Sep 2011 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding, Jul 2006 · 18 claims Tropical Depression Ivan, Sep 2004 · 6 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
MTC Cable Cable · Fiber in parts of the area	1,000 / 50

May also be available: T-Mobile USA.

Based on FCC filings for 76 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DOWNSVILLE WATER DISTRICT serves 617 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2023
Lead	2 ppb (2024) action level 15 ppb
Copper	2.27 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.