Niagara County and Lockport Town property record for 6587 Rapids Rd, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,063 sqft · built 2019 |
| Lot Size | 5.1 acres (222,156 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $20,500 (Jun 1998) |
| Tax Bill | $10,016 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2023 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 292600 152.02-1-27 |
| Primary APN | 292600 152.02-1-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,063 sqft Living Area |
| 1st Floor Area | 2,063 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 222,156 sqft (5.1 acres) |
| Lot Width | 225 ft Width |
| Garage Type | Attached |
| Garage Area | 568 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 360 sqft |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6587 RAPIDS RD |
|---|---|
| City | LOCKPORT |
| State | NY |
| Zip | 14094-9579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 27.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 23404 |
Source: Niagara County and Lockport Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6587 RAPIDS RD, LOCKPORT, NY 14094-9579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FEDERAL CREDIT UNION |
| Nov 6, 2023 | Deed of Trust, Mortgage · Construction Mortgage SWEET HOME FCU |
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional with PMI M&T BK |
| Nov 20, 2018 | Deed of Trust, Construction Loan · Construction Mortgage ALDEN ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 1998 · Amount on Record |
| Deed Sale | Jun 16, 1998 · Amount on Record |
| Prior Sale | Aug 27, 1997 · Amount on Record |
| Deed Book / Page | 2836 / 242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Apr 21, 2026 |
| Property Address | 6587 RAPIDS RD, LOCKPORT, NY 14094-9579 |
| Document Number | 0000005651 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 20265651 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6587 RAPIDS RD, LOCKPORT, NY 14094-9579 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005651, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 20265651 |
| Name | CORNERSTONE COMMUNITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 6587 RAPIDS RD, LOCKPORT, NY 14094-9579 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6587 RAPIDS RD, LOCKPORT, NY 14094-9579 |
| Document Number | 0000007325 |
|---|---|
| Date | Nov 6, 2023 |
| Instrument | 2023-17325 |
| Name | SWEET HOME FCU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14228 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 6587 RAPIDS RD, LOCKPORT, NY 14094-9579 |
| Document Number | 0000021180 |
| Instrument Date | Jul 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6587 RAPIDS RD LOCKPORT NY 140949579, LOCKPORT, NY 14094-9579 |
| Document Number | 0000021180 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 21180 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Nov 20, 2018 |
| Property Address | 6587 RAPIDS RD, LOCKPORT, NY 14094-9579 |
| Document Number | 0000020492 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 20492 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 11, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 ALEXANDER ST TONAWANDA NY 141504002, TONAWANDA, NY 14150-4002 |
| Document Number | 0000020492 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 20492 |
| Name | ALDEN ST BK |
|---|---|
| Type | Bank |
| Address | ALDEN, NY 14004 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Lockport Town |
| Unified School District | Starpoint Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,016.00 (+0.26%) | ||
| 2025 | $9,990.00 | $504,000 (+11.06%) Land $49,000 Building $455,000 | $504,000 (+11.06%) Land $49,000 Building $455,000 |
| 2023 | $453,800 Land $44,000 Building $409,800 | $453,800 Land $44,000 Building $409,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT TOWN WDS serves 21,105 people · EPA ID NY3100563 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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