Niagara County and Lockport Town property record for 6582 Rapids Rd, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,095 sqft · built 2005 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Sep 2020) |
| Tax Bill | $8,895 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 292600 152.02-1-29 |
| Primary APN | 292600 152.02-1-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,095 sqft Living Area |
| 1st Floor Area | 1,555 sqft |
| 2nd Floor Area | 540 sqft |
| Upper Floors Area | 384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 56,628 sqft (1.3 acres) |
| Lot Width | 125 ft Width |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 6582 RAPIDS RD |
|---|---|
| City | LOCKPORT |
| State | NY |
| Zip | 14094-9579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Subdivision | LOCKPORT HOMES COMPANY INC |
| Legal Block | 1 |
| Legal Lot Number | 29.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 23404 |
6582 Rapids Rd is owned and occupied by two individuals who bought it in September 2020.
Source: Niagara County and Lockport Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6582 RAPIDS RD, LOCKPORT, NY 14094-9579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Jan 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Oct 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Oct 4, 2018 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2020 · Amount on File |
| Deed Sale | Sep 1, 2020 · Amount on File |
| Deed Document Number | 202013697 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 6582 RAPIDS RD, LOCKPORT, NY 14094-9579 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006559 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 2020-06559 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 142 Months |
| Due | Feb 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 6582 RAPIDS RD, LOCKPORT, NY 14094-9579 |
| Document Number | 0000006558 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2020 |
| Title Company | QUICKSILVA TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6582 RAPIDS RD LOCKPORT NY 140949579, LOCKPORT, NY 14094-9579 |
| Document Number | 0000006558 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 6558 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Apr 28, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 6582 RAPIDS RD, LOCKPORT, NY 14094-9579 |
| Document Number | 0000019260 |
| Instrument Date | Oct 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2018 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 6582 RAPIDS RD LOCKPORT NY 140949579, LOCKPORT, NY 14094-9579 |
| Document Number | 0000019260 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 19260 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 30, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 6582 RAPIDS RD, LOCKPORT, NY 14094-9579 |
| Document Number | 0000018157 |
| Instrument Date | Oct 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2018 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GRP |
| Name | Verified Name |
|---|---|
| Address | 6582 RAPIDS RD LOCKPORT NY 140949579, LOCKPORT, NY 14094-9579 |
| Document Number | 0000018157 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 18157 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 6582 Rapids Rd was $8,895 with a homeowner's exemption, up 7% from the year before.
Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Lockport Town |
| Unified School District | Starpoint Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,895.00 (+6.99%) Homeowner's exemption | ||
| 2025 | $8,314.00 | $446,300 Land $36,000 Building $410,300 | $446,300 Land $36,000 Building $410,300 |
| 2023 | $376,000 Land $31,000 Building $345,000 | $376,000 Land $31,000 Building $345,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6582 Rapids Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6582 Rapids Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT TOWN WDS serves 21,105 people · EPA ID NY3100563 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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