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6587 E Tower Rd, Ponca City, OK 74604 Property Records

Kay County property record for 6587 E Tower Rd, Ponca City, OK 74604 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 2003
Square Footage648 sqft Living Area
Lot Size239,580 sqft (5.5 acres)
GarageMixed, 576 sqft
OccupancyOwner Occupied
Last Sale$225,000 (2021)

Owner

Source: Kay County records · APN 20256

Assessment roll updated January 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6587 E TOWER RD, PONCA CITY, OK 74604-6847
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2017Deed of Trust, Mortgage · Line of Credit
RCB BANK
Mar 06, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF OKLAHOMA
Sep 29, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
PRIMELENDING
Sep 29, 2021Affidavit of Death of Joint Tenant, Transfer
Feb 11, 2020Warranty Deed, Transfer
SECURITY TITLE COMPANY, SECURITY TITLE SERVICES INC
Feb 03, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 03, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 29, 2021 · Amount on Record
Deed SaleSep 29, 2021 · Amount on Record
Prior SaleJul 07, 2008 · Amount on Record
Deed Doc Number20218398
Deed Book / Page1883 / 346
Record RefreshedSep 20, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAY OK
Property Address6587 E TOWER RD, PONCA CITY, OK 74604-6847
Transaction TypeMortgage
Record UpdatedAug 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003079
DateApr 19, 2017
Book Page1742/0505
Instrument2017-003079
Lender
NameRCB BANK
TypeBank
AddressPONCA CITY, OK 74601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueApr 11, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAY OK
Property Address6587 E TOWER RD, PONCA CITY, OK 74604-6847
Transaction TypeMortgage
Record UpdatedAug 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001506
DateMar 06, 2019
Book Page1800/0331
Instrument2019-001506
Lender
NameFIRST NATIONAL BANK OF OKLAHOMA
TypeBank
AddressPONCA CITY, OK 74604
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKAY OK
Recording DateSep 29, 2021
Property Address6587 E TOWER RD, PONCA CITY, OK 74604-6847
Document Number0000008398
Book / Page1883 / 346
Instrument DateSep 29, 2021
Instrument2021-008398
Transaction TypeTransfer
Record UpdatedAug 26, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$337.50
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address6587 E TOWER RD, PONCA CITY, OK 74604-6847

Mortgage

Document Number0000008399
DateSep 29, 2021
Instrument2021-008399
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionKAY OK
Recording DateSep 29, 2021
Property Address6587 E TOWER RD, PONCA CITY, OK 74604-6847
Document Number0000008397
Book / Page1883 / 342
Instrument DateSep 29, 2021
Instrument2021-008397
Transaction TypeTransfer
Record UpdatedAug 26, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKAY OK
Recording DateFeb 11, 2020
Property Address6587 E TOWER RD, PONCA CITY, OK 74604-6847
Document Number0000001023
Book / Page001828 / 000443
Instrument DateFeb 10, 2020
Instrument1023
Transaction TypeTransfer
Record UpdatedFeb 24, 2020
Title CompanySECURITY TITLE COMPANY, SECURITY TITLE SERVICES INC

Transaction

AmountAmount Recorded
Tax$102.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address6587 E TOWER RD PONCA CITY OK 746046847, PONCA CITY, OK 74604-6847

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKAY OK
Recording DateFeb 03, 2020
Property Address6587 E TOWER RD, PONCA CITY, OK 74604-6847
Document Number0000000784
Book / Page001827 / 000707
Instrument DateJan 31, 2020
Instrument784
Transaction TypeTransfer
Record UpdatedFeb 18, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address6587 E TOWER RD PONCA CITY OK 746046847, PONCA CITY, OK 74604-6847

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKAY OK
Recording DateFeb 03, 2020
Property Address6587 E TOWER RD, PONCA CITY, OK 74604-6847
Document Number0000000783
Book / Page001827 / 000705
Instrument DateJan 30, 2020
Instrument783
Transaction TypeTransfer
Record UpdatedFeb 18, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6587 E TOWER RD PONCA CITY OK 746046847, PONCA CITY, OK 74604-6847

Tax Assessment & Valuation

Source: Kay County records · Assessment roll updated January 16, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyKay County
Elementary School DistrictKildare Public School (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$27,045 (+6.09%) Land $281 Building $26,764$393,432 (+4.2%) Land $13,750 Building $379,682
2023Homeowner's exemption$25,492 Land $200 Building $25,292$377,576 Land $20,641 Building $356,935

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kay County (40071C), updated August 23, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskExtreme
above 98% of the US · above 100% of Oklahoma
Wildfire LikelihoodAbout 1 in 37 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN20256
Alternative APN
  • 6000-28-027-03E-4-002-00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Partial Baths1 Partial Baths
Total Rooms3 Rooms
Building Area648 sqft Living Area
1st Floor648 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area239,580 sqft (5.5 acres)
Garage TypeMixed Garage
Garage Area576 sqft Garage

Exterior Amenities

Total Buildings2 Total Buildings
Shed1 Shed
Shed Area192 sqft Shed
Deck Area48 sqft Deck
Patio Area288 sqft Patio
Porch Area360 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number20256
Street Address6587 E TOWER RD
CityPONCA CITY
StateOK
Zip74604-6847
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWALTHAM TOWNSHIP 28- 27- 3E TR BEG SW/C SE N894003E 275 TO POB TH N000724E564' N894003E424.8' S000724W564' S894030W424.8' ...
Legal Range03E
Legal Township27N
Legal Section28
Legal SubdivisionWALTHAM TOWNSHIP
Legal Block27
Legal Lot Number3E
JurisdictionKAY OK
Minor Civil DivisionPONCA CITY
Census Blockgroup1
Census Block1001
Census Tract600

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