6539 E Tower Rd, Ponca City, OK 74604 Property Records

Kay County property record for 6539 E Tower Rd, Ponca City, OK 74604

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,016 sqft · built 2007
Lot Size	8 acres (348,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Oct 2025)
Tax Bill	$550 (2025)
Deeds & Mortgages	Aug 2026 Sale Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6000-28-027-03E-3-001-40`

Property Details

APN / Parcel Number

Primary APN	`6000-28-027-03E-3-001-40`
Alternative APN	`33762`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	2,016 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Manufactured
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	348,480 sqft (8 acres)
Deck Area	320 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33762
Street Address	6539 E TOWER RD
City	PONCA CITY
State	OK
Zip	74604-6847
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	WALTHAM TOWNSHIP 28- 27-3E VIN#EH1MOK6006FB TR BEG SE/C SW/4 TH W29.09' N361.28' W264.78' N1125.49' E307.20' S1470.90' TO POB
Legal Range	03E
Legal Township	27N
Legal Section	28
Legal Subdivision	WALTHAM TOWNSHIP
Legal Block	27
Legal Lot Number	3E
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	1
Census Block	1001
Census Tract	600

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6539 E TOWER RD, PONCA CITY, OK 74604-6847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 7, 2025	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Deed Document Number	20257167
Deed Book / Page	2012 / 118
Last Transfer Date	May 21, 2026
Transfer Doc	0000005837
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Aug 20, 2026
Property Address	6539 E TOWER RD, PONCA CITY, OK 74604-6847
Document Number	0000005837
Book / Page	2044 / 874
Instrument Date	May 21, 2026
Instrument	20265837
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Oct 7, 2025
Property Address	6539 E TOWER RD, PONCA CITY, OK 74604-6847
Document Number	I2025007167
Book / Page	2012 / 118
Instrument Date	Oct 3, 2025
Instrument	I-2025-007167
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I2025007168
Date	Oct 7, 2025
Book Page	2012/121
Instrument	I-2025-007168

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	101 S 5TH ST STE 200, COLUMBIA, MO 65201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Elementary School District	Kildare Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,429 (+64.45%) Land $3,520 Building $8,909	$112,987 (+64.46%) Land $32,000 Building $80,987
2025	$550.00 (-9.39%) Homeowner's exemption	$7,558 (-12.81%) Land $1,320 Building $6,238	$68,703 (-37.84%) Land $12,001 Building $56,702
2024	$607.00 (+3.41%) Homeowner's exemption	$8,668 (+2.99%) Land $2,691 Building $5,977	$110,529 (+10.1%) Land $24,466 Building $86,063
2023	$587.00 Homeowner's exemption	$8,416 Land $2,691 Building $5,725	$100,391 Land $24,466 Building $75,925

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1993–2025)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.7% of the US · above 99.9% of Oklahoma
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Chisholm Broadband Fixed Wireless	100 / 40
Nextlink Fixed Wireless	100 / 20
KanOkla Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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