6586 Harbor Ln, Conover, NC 28613 Property Records

Catawba County property record for 6586 Harbor Ln, Conover, NC 28613

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,725 sqft · built 1970
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Oct 2019)
Tax Bill	$1,710 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3745-01-38-8849`

Property Details

APN / Parcel Number

Primary APN	`3745-01-38-8849`
Alternative APN	`0022189`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,725 sqft Living Area
1st Floor Area	714 sqft
Basement Area	714 sqft
Finished Basement	714 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	13,068 sqft (0.3 acres)
Terrain	Below Road/Slope
View / Lot	Waterfront / Beach
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	510 sqft
Patio Area	910 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6586 HARBOR LN
City	CONOVER
State	NC
Zip	28613-8771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	LOT 3 PLAT 10-47
Legal Subdivision	JOHN F CARPENTER 3745
Legal Lot Number	3
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	1
Census Block	1002
Census Tract	10201

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6586 HARBOR LN, CONOVER, NC 28613-8771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Apr 23, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 10, 2019	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2019 · Amount on Record
Deed Sale	Oct 10, 2019 · Amount on Record
Deed Document Number	201917923
Deed Book / Page	3531 / 1843
Prior Transfer Date	Sep 16, 2019
Prior Transfer Doc	0035311843
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	6586 HARBOR LN, CONOVER, NC 28613-8771
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037171288
Date	Jan 18, 2022
Book Page	3717/1288
Instrument	1177

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	6586 HARBOR LN, CONOVER, NC 28613-8771
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036511650
Date	Apr 23, 2021
Book Page	3651/1650
Instrument	9620

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Oct 10, 2019
Property Address	6586 HARBOR LN, CONOVER, NC 28613-8771
Document Number	0035311843
Book / Page	003531 / 001843
Instrument Date	Sep 16, 2019
Instrument	17923
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6586 HARBOR LN CONOVER NC 286138771, CONOVER, NC 28613-8771

Mortgage

Document Number	35311846
Date	Oct 10, 2019
Book Page	003531/001846
Instrument	17924

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,200 (-) Land $77,700 Building $351,500
2025	$1,710.00 (-13.29%)	$429,200 (+40.54%) Land $77,700 Building $351,500
2024	$1,972.00
2023	$1,972.00	$305,400 Land $61,300 Building $244,100	$429,200 Land $77,700 Building $351,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2003–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Carolina West Wireless Fixed Wireless	25 / 3
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: Spectrum, T-Mobile, Verizon.

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