6578 Harbor Ln, Conover, NC 28613 Property Records

Catawba County property record for 6578 Harbor Ln, Conover, NC 28613

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,478 sqft · built 1968
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Last Sale$505 (Mar 2021)
Tax Bill$1,280 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3745-01-38-8861

Property Details

APN / Parcel Number

Primary APN3745-01-38-8861
Alternative APN
  • 0022190

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,478 sqft Living Area
1st Floor Area1,632 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area13,504 sqft (0.31 acres)
TerrainBelow Road/Slope
View / LotWaterfront / Beach
Patio Area508 sqft
Boat AccessBoat Access
Boat House240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address6578 HARBOR LN
CityCONOVER
StateNC
Zip28613-8771
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-40
Legal DescriptionLOT 2 PLAT 10-47
Legal SubdivisionJOHN F CARPENTER 3745
Legal Lot Number2
JurisdictionCATAWBA NC
Township / Civil DivisionCLINES
Census Block Group1
Census Block1002
Census Tract10201

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6578 HARBOR LN, CONOVER, NC 28613-8771
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2021 · Amount on Record
Deed SaleMar 26, 2021 · Amount on Record
Prior SaleJul 1, 1986 · Amount on Record
Deed Document Number20216993
Deed Book / Page3644 / 885
Record UpdatedSep 20, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATAWBA NC
Recording DateMar 26, 2021
Property Address6578 HARBOR LN, CONOVER, NC 28613-8771
Document Number0036440885
Book / Page3644 / 885
Map ReferenceMB 10 PG 47
Instrument DateMar 25, 2021
Instrument6993
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$505.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1724 RINK DAM RD, 1724, TAYLORSVILLE, NC 28681-6730

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6578 HARBOR LN, CONOVER, NC 28613-8771

Mortgage

Document Number6994
DateMar 26, 2021
Instrument6994
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
Unified School DistrictCatawba County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$321,100 (-) Land $79,400 Building $241,700
2025$1,280.00 (-13.22%)$321,100 (+51.32%) Land $79,400 Building $241,700
2024$1,475.00
2023$1,475.00$212,200 Land $62,700 Building $149,500$321,100 Land $79,400 Building $241,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (2003–2010)
Claims Outside the SFHA1 of 4
Most Recent ClaimFeb 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Carolina West Wireless
Fixed Wireless
25 / 3
AT&T
Fixed Wireless · DSL in parts of the area
25 / 3

May also be available: Spectrum, T-Mobile, Verizon.

Nearby Properties on Harbor Ln

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