6580 Pine Lake Rd, Finlayson, MN 55735 Property Records

Pine County property record for 6580 Pine Lake Rd, Finlayson, MN 55735

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.25 ba · 1,408 sqft · built 2005
Lot Size	3.57 acres (155,509 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (May 2024)
Tax Bill	$2,698 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38.0081.000`

Property Details

APN / Parcel Number

Primary APN	`38.0081.000`

Interior

Bedrooms	2 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	1,984 sqft
Utility Area	1 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Concrete
Construction Type	Tilt-Up Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	155,509 sqft (3.57 acres)
Garage Area	1,296 sqft
Driveway	Driveway
Driveway Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6580 PINE LAKE RD
City	FINLAYSON
State	MN
Zip	55735-9618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-13 TWP-043 RANGE-021 3.57 AC PT OF NORTWEST 1/4 OF SOUTH- EAST 1/4 DESC AS FOLL: COM AT SW CORNER; THENCE NORTH 405 FT
Legal Range	021
Legal Township	043
Legal Section	13
Jurisdiction	PINE MN
Township / Civil Division	FINLAYSON
Census Block Group	3
Census Block	3025
Census Tract	950300

Owner

Source: Pine County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6580 PINE LAKE RD, FINLAYSON, MN 55735-9618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 21, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES
Nov 8, 2019	Warranty Deed, Transfer · VA Mortgage SUMMIT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2024 · Amount on Record
Deed Sale	May 3, 2024 · Amount on Record
Prior Sale	Nov 8, 2019 · Amount on Record
Deed Document Number	20241645500
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	6580 PINE LAKE RD, FINLAYSON, MN 55735-9618
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6580 PINE LAKE RD, FINLAYSON, MN 55735-9618

Mortgage

Document Number	000A592397
Date	Feb 6, 2026
Instrument	A592397

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	6580 PINE LAKE RD, FINLAYSON, MN 55735-9618
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000560856
Date	Apr 21, 2021
Instrument	560856

Lender

Name	LOW VA RATES
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Nov 8, 2019
Property Address	6580 PINE LAKE RD, FINLAYSON, MN 55735-9618
Document Number	0000549747
Instrument Date	Oct 31, 2019
Instrument	549747
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6580 PINE LAKE RD, FINLAYSON, MN 55735-9618

Mortgage

Document Number	0000549748
Date	Nov 8, 2019
Instrument	549748

Lender

Name	SUMMIT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
Municipality	Finlayson City
Unified School District	Hinckley-Finlayson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,900 (+8.58%) Land $67,700 Building $242,200	$309,900 (+8.58%) Land $67,700 Building $242,200
2025	$2,698.00 (-25.92%) Homeowner's exemption	$285,400 (+14.94%) Land $54,000 Building $231,400	$285,400 (+14.94%) Land $54,000 Building $231,400
2023	$3,642.00 Homeowner's exemption	$248,300 Land $44,700 Building $203,600	$248,300 Land $44,700 Building $203,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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