Pine County property record for 1981 Pine Lake Rd, Finlayson, MN 55735 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,592 sqft · built 1940 |
| Lot Size | 80 acres (3,484,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,141 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38.0079.000 |
| Primary APN | 38.0079.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,592 sqft Living Area |
| Gross Area | 2,432 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Tilt-Up Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,484,800 sqft (80 acres) |
| Garage Area | 704 sqft |
| Driveway | Driveway |
| Driveway Area | 288 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 266 sqft |
| Deck Area | 336 sqft |
| Patio Area | 560 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Pole Barn | 1,632 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1981 PINE LAKE RD |
|---|---|
| City | FINLAYSON |
| State | MN |
| Zip | 55735-9617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SECT-13 TWP-043 RANGE-021 80.00 AC SOUTH 1/2 OF NORTHWEST 1/4. SUBJECT TO EASEMENT MICRO #337583,563997,576709 1/4. SUBJECT |
| Legal Range | 021 |
| Legal Township | 043 |
| Legal Section | 13 |
| Jurisdiction | PINE MN |
| Township / Civil Division | FINLAYSON |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 950300 |
Source: Pine County records · APN 38.0079.000
Assessment roll updated August 10, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1981 PINE LAKE RD, FINLAYSON, MN 55735-9617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 1981 PINE LAKE RD, FINLAYSON, MN 55735-9617 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2021 |
| Title Company | CARLTON COUNTY ABSTRACT AND TITLE, CARLTON COUNTY ABSTRACT & TI |
| Name | Verified Name |
|---|
| Document Number | 563998 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 563998 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Pine County records · Assessment roll updated August 10, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Pine County |
| Municipality | Finlayson City |
| Unified School District | Hinckley-Finlayson School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $430,500 (+18.82%) Land $195,500 Building $235,000 | $430,500 (+18.82%) Land $195,500 Building $235,000 | |
| 2025 | $3,141.00 (+33.21%) | ||
| 2023 | $2,358.00 Homeowner's exemption | $362,300 Land $167,600 Building $194,700 | $362,300 Land $167,600 Building $194,700 |
Source: FEMA National Flood Hazard Layer, Pine County (27115C), updated April 3, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271159503003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midcontinent Communications | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures