658 Spruce St, Dickinson, ND 58601 Property Records

Stark County property record for 658 Spruce St, Dickinson, ND 58601

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,048 sqft · built 1980
Lot Size	0.283 acres (12,327 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Mar 2022)
Tax Bill	$2,786 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-1440-11001-300`

Property Details

APN / Parcel Number

Primary APN	`41-1440-11001-300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,048 sqft Living Area
1st Floor Area	1,718 sqft
Basement Area	908 sqft
Finished Basement	908 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,327 sqft (0.283 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	658 SPRUCE ST
City	DICKINSON
State	ND
Zip	58601-5831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13, BLOCK 11, HEART RIVER 3RD SUBDIVISION
Legal Subdivision	HEART RIVER(1440)
Legal Block	11
Legal Lot Number	13
Jurisdiction	STARK ND
Township / Civil Division	DICKINSON
Census Block Group	2
Census Block	2001
Census Tract	963800

Owner

658 Spruce St is owned and occupied by two individuals who bought it in March 2022.

Source: Stark County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	658 SPRUCE ST, DICKINSON, ND 58601-5831
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit GATE CITY BANK
Mar 15, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Jul 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2022 · Amount on File
Deed Sale	Mar 15, 2022 · Amount on File
Deed Document Number	20223171452
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARK ND
Recording Date	Jun 12, 2026
Property Address	658 SPRUCE ST, DICKINSON, ND 58601-5831
Document Number	0003193391
Instrument Date	May 15, 2026
Instrument	20263193391
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	658 SPRUCE ST, DICKINSON, ND 58601-5831

Mortgage

Document Number	0003193391,
Date	Jun 12, 2026
Instrument	20263193391

Lender

Name	GATE CITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 15, 2041

Interest

Rate	5.65%
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STARK ND
Recording Date	Mar 15, 2022
Property Address	658 SPRUCE ST, DICKINSON, ND 58601-5831
Document Number	0003171452
Instrument Date	Mar 14, 2022
Instrument	3171452
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	658 SPRUCE ST, DICKINSON, ND 58601-5831

Mortgage

Document Number	0003171453
Date	Mar 15, 2022
Instrument	3171453

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARK ND
Property Address	658 SPRUCE ST, DICKINSON, ND 58601-5831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH DAKOTA GUARANTY & TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3160966
Date	Sep 28, 2020
Instrument	3160966

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARK ND
Property Address	658 SPRUCE ST, DICKINSON, ND 58601-5831
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	NORTH DAKOTA GUARANTY & TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3152617
Date	Jul 1, 2019
Instrument	3152617

Lender

Name	BANK OF ENGLAND
Type	Credit Union
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 658 Spruce St was $2,786.

Source: Stark County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Stark County
Municipality	Dickinson City
Unified School District	Dickinson Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,786.00	$348,300 Land $43,200 Building $305,100	$696,600 Land $86,400 Building $610,200
2023		$348,300 Land $43,200 Building $305,100	$696,600 Land $86,400 Building $610,200
2022	$3,237.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 658 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1978–2011)
Most Recent Claim	Apr 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 658 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 87% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DICKINSON serves 25,679 people · EPA ID ND4500242
Water Source	Purchased surface water from SOUTHWEST WATER AUTHORITY
Last State Inspection	May 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Consolidated Communications Networks Fiber	1,000 / 1,000

May also be available: Verizon.

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