635 Spruce St, Dickinson, ND 58601 Property Records

Stark County property record for 635 Spruce St, Dickinson, ND 58601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1978
Lot Size	0.242 acres (10,542 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jun 2026)
Tax Bill	$997 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-1440-12000-800`

Property Details

APN / Parcel Number

Primary APN	`41-1440-12000-800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Finished Basement	912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	A-Frame
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,542 sqft (0.242 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Street Address	635 SPRUCE ST
City	DICKINSON
State	ND
Zip	58601-5832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLOCK 12, HEART RIVER 3RD SUBDIVISION
Legal Subdivision	HEART RIVER(1440)
Legal Block	12
Legal Lot Number	8
Jurisdiction	STARK ND
Township / Civil Division	DICKINSON
Census Block Group	2
Census Block	2002
Census Tract	963800

Owner

635 Spruce St is owned and occupied by two individuals who bought it in June 2026.

Source: Stark County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	635 SPRUCE ST, DICKINSON, ND 58601-5832
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · VA Mortgage CAPITAL CREDIT UNION
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage DAKOTA COMMUNITY BANK & TRUST NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on File
Deed Sale	Jun 11, 2026 · Amount on File
Prior Sale	Jul 17, 2012 · Amount on File
Deed Document Number	20263193377
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STARK ND
Recording Date	Jun 11, 2026
Property Address	635 SPRUCE ST, DICKINSON, ND 58601-5832
Document Number	0003193377
Instrument Date	Jun 11, 2026
Instrument	20263193377
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE TEAM LLC, TITLE TEAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 SPRUCE ST, DICKINSON, ND 58601-5832

Mortgage

Document Number	0003193377,
Date	Jun 11, 2026
Instrument	20263193377

Lender

Name	CAPITAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARK ND
Property Address	635 SPRUCE ST, DICKINSON, ND 58601-5832
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3167021
Date	Jul 21, 2021
Instrument	3167021

Lender

Name	DAKOTA COMMUNITY BANK & TRUST NA
Type	Bank
Address	DICKINSON, ND 58601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 635 Spruce St was $997.

Source: Stark County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Stark County
Municipality	Dickinson City
Unified School District	Dickinson Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$997.00	$209,300 Land $36,900 Building $172,400	$418,600 Land $73,800 Building $344,800
2023		$209,300 Land $36,900 Building $172,400	$418,600 Land $73,800 Building $344,800
2022	$2,067.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 635 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1978–2011)
Most Recent Claim	Apr 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 87% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DICKINSON serves 25,679 people · EPA ID ND4500242
Water Source	Purchased surface water from SOUTHWEST WATER AUTHORITY
Last State Inspection	May 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Consolidated Communications Networks Fiber	1,000 / 1,000

May also be available: Verizon.

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