658 Smiley Ave, Cincinnati, OH 45246 Property Records

Hamilton County property record for 658 Smiley Ave, Cincinnati, OH 45246

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,164 sqft · built 1960
Lot Size0.145 acres (6,316 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Jun 2023)
Tax Bill$3,062 (2025)
Deeds & MortgagesMar 2026 Mortgage
May 2026 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN599-0052-0217-00

Property Details

APN / Parcel Number

Primary APN599-0052-0217-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,164 sqft Living Area
Gross Area1,728 sqft
1st Floor Area864 sqft
Basement Area864 sqft
Finished Basement300 sqft
Unfinished Basement564 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area6,316 sqft (0.145 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space
Deck AreaDeck Area
Patio Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address658 SMILEY AVE
CityCINCINNATI
StateOH
Zip45246-2133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMILEY RD 50 X 125 LOT 247 SPRINGDALE PK SUBSEC H
Legal SubdivisionSPRINGDALE PK SUB
Legal Lot Number247
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGDALE
Census Block Group4
Census Block4004
Census Tract21501

Owner

Source: Hamilton County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address658 SMILEY AVE, CINCINNATI, OH 45246-2133
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
May 22, 2026Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NATIONAL BANK
Jun 28, 2023Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Apr 21, 2023Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2023 · Amount on Record
Deed SaleJun 28, 2023 · Amount on Record
Prior SaleSep 16, 2016 · Amount on Record
Deed Document Number202344378
Deed Book / Page14946 / 600
Prior Transfer DateJan 13, 2012
Prior Transfer Doc0000000426
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address658 SMILEY AVE, CINCINNATI, OH 45246-2133
Transaction TypeMortgage
Record UpdatedMay 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address658 SMILEY AVE, CINCINNATI, OH 45246-2133

Mortgage

Document Number0000023584
DateMar 31, 2026
Book Page15634/223
Instrument2026-0023584
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateMay 22, 2026
Property Address658 SMILEY AVE, CINCINNATI, OH 45246-2133
Document Number0000040419
Book / Page15672 / 419
Instrument DateMay 12, 2026
Instrument202640419
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address658 SMILEY AVE, CINCINNATI, OH 45246-2133

Mortgage

Document Number0000040419,
DateMay 22, 2026
Book Page15672/419
Instrument202640419
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 12, 2056
Interest
Rate6.3%
Max Rate-1%

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 28, 2023
Property Address658 SMILEY AVE, CINCINNATI, OH 45246-2133
Document Number0000044378
Book / Page14946 / 600
Map ReferenceMB 31 PG 48&49
Instrument DateJun 23, 2023
Instrument2023-0044378
Transaction TypeTransfer
Record UpdatedJul 20, 2023
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address658 SMILEY AVE, CINCINNATI, OH 45246-2133

Mortgage

Document Number0000044379
DateJun 28, 2023
Instrument2023-0044379
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address658 SMILEY AVE, CINCINNATI, OH 45246-2133
Transaction TypeMortgage
Record UpdatedMay 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address658 SMILEY AVE, CINCINNATI, OH 45246-2133

Mortgage

Document Number0000027014
DateApr 21, 2023
Book Page14900/729
Instrument2023-0027014
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 7, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalitySpringdale City
Unified School DistrictPrinceton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,062.00 (+16.25%)$61,012 (-) Land $9,016 Building $51,996$174,320 (-) Land $25,760 Building $148,560
2024$2,634.00 (-0.15%)$61,012 (-) Land $9,016 Building $51,996
2023$2,638.00 (+13.27%)$61,012 (+39.24%) Land $9,016 Building $51,996$174,320 (+39.24%) Land $25,760 Building $148,560
2022$2,329.00 Homeowner's exemption$43,817 Land $8,771 Building $35,046
2020$125,190 Land $25,060 Building $100,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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