Hamilton County property record for 643 Smiley Ave, Cincinnati, OH 45246 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,154 sqft · built 1948 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,900 (Apr 2023) |
| Tax Bill | $1,759 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 599-0052-0272-00 |
| Primary APN | 599-0052-0272-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,154 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Attic | Attic |
| Attic Area | 374 sqft |
| Basement Area | 780 sqft |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Basement |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 117 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 643 SMILEY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45246-2221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMILEY RD 50 X 150 LOT 191 SPRINGDALE PK SUBSQ E |
| Legal Subdivision | SPRINGDALE PARK SUB |
| Legal Lot Number | 191 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGDALE |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 21501 |
Source: Hamilton County records · APN 599-0052-0272-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 643 SMILEY AVE, CINCINNATI, OH 45246-2221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 09, 2020 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MTG |
| Apr 08, 2020 | Deed of Trust, Mortgage GENERAL ELECTRIC CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 11, 2023 · Amount on Record |
| Deed Sale | Apr 11, 2023 · Amount on Record |
| Prior Sale | Jul 09, 2020 · Amount on Record |
| Deed Document Number | 0000024219 |
| Deed Book / Page | 14892 / 1157 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 11, 2023 |
| Property Address | 643 SMILEY AVE, CINCINNATI, OH 45246-2221 |
| Document Number | 0000024219 |
| Book / Page | 14892 / 1157 |
| Map Reference | MB 31 PG 48&49 |
| Instrument Date | Apr 06, 2023 |
| Instrument | 2023-0024219 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 643 SMILEY AVE, CINCINNATI, OH 45246-2221 |
| Document Number | 0000024220 |
|---|---|
| Date | Apr 11, 2023 |
| Book Page | 14892/1159 |
| Instrument | 2023-0024220 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 09, 2020 |
| Property Address | 643 SMILEY AVE, CINCINNATI, OH 45246-2221 |
| Document Number | 0000065923 |
| Book / Page | 014206 / 002272 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 65923 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $634.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 643 SMILEY AVE SPRINGDALE OH 452462221, SPRINGDALE, OH 45246-2221 |
| Document Number | 65924 |
|---|---|
| Date | Jul 09, 2020 |
| Book Page | 014206/002274 |
| Instrument | 65924 |
| Name | RUOFF MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 08, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 643 SMILEY AVE, CINCINNATI, OH 45246-2221 |
| Document Number | 0000044884 |
| Instrument Date | Apr 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | RELIABLE LAND TITLE AGENCY LLC, RELIABLE LAND TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 643 SMILEY AVE CINCINNATI OH 452462221, CINCINNATI, OH 45246-2221 |
| Document Number | 0000044884 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 014167/001698 |
| Instrument | 44884 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 12, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Springdale City |
| Unified School District | Princeton City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,759.00 (+16.11%) Homeowner's exemption | $55,475 (+%) Land $9,810 Building $45,665 | |
| 2024 | $1,515.00 (-36.74%) Homeowner's exemption | $55,474 (-) Land $9,810 Building $45,664 | |
| 2023 | $2,395.00 (+37.09%) | $55,474 (+68.57%) Land $9,810 Building $45,664 | $158,500 (+68.58%) Land $28,030 Building $130,470 |
| 2022 | $1,747.00 Homeowner's exemption | $32,908 Land $9,545 Building $23,363 | |
| 2020 | $94,020 Land $27,270 Building $66,750 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 2% of the US · above 10% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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