658 Kelmore St, Moss Beach, CA 94038 Property Records

San Mateo County property record for 658 Kelmore St, Moss Beach, CA 94038

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,965 sqft · built 1976
Lot Size0.115 acres (5,000 sqft)
Owner2 Company Names on Record
Last Sale$322,000 (Dec 1993)
Tax Bill$9,475 (2025)
Deeds & MortgagesDec 2025 Transfer
Flood ZoneZone X (minimal risk)
APN037-091-250

Property Details

APN / Parcel Number

Primary APN037-091-250

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,965 sqft Living Area
Gross Area2,375 sqft
1st Floor Area1,220 sqft
2nd Floor Area730 sqft
Basement Area410 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialTar & Gravel
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeBasement
Garage Area410 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address658 KELMORE ST
CityMOSS BEACH
StateCA
Zip94038-9709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR100S7
Legal DescriptionLOTS 15 & 16 BLK 35 MOSS BEACH HEIGHTS RSM 6/8
Legal SubdivisionMOSS BEACH HEIGHTS
Legal Block35
Legal Lot Number15,16
JurisdictionSAN MATEO CA
Township / Civil DivisionHALF MOON BAY
Census Block Group1
Census Block1037
Census Tract613600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address658 KELMORE ST, MOSS BEACH, CA 94038-9709
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 1993 · Amount on Record
Deed SaleDec 21, 1993 · Amount on Record
Deed Document Number1993222537
Last Transfer DateDec 5, 1997
Transfer Doc0000170529
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN MATEO CA
Recording DateDec 23, 2025
Property Address658 KELMORE ST, MOSS BEACH, CA 94038-9709
Document Number0000070788
Map ReferenceMB 6 PG 8
Instrument DateDec 17, 2025
Instrument2025-070788
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address658 KELMORE ST, MOSS BEACH, CA 94038-9709

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
Unified School DistrictCabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$602,833 (+2%) Land $279,108 Building $323,725
2025$9,475.00 (+7.52%) Homeowner's exemption$591,015 (+4.04%) Land $273,636 Building $317,379
2024$8,812.00 (+3.09%)
2023$8,548.00 (+1.9%) Homeowner's exemption$568,068 Land $263,011 Building $305,057$1,770,750
2022$8,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1986–1996)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTARA WATER AND SANITARY DISTRICT
serves 6,088 people · EPA ID CA4110010
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Cruzio, T-Mobile.

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